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Did you request to have your TurboTax account fees paid from your federal tax refund?  If so, this is probably the bank where the refund is being deposit so the TurboTax fees and their service charge can be subtracted from the federal tax refund.  Then they will attempt to direct deposit the remainder of the refund into the bank and account number you selected.

You can try to use your MAC login password as your keychain password.  Then when it asks for permission, select ALWAYS allow.   Even if you do not use keychain, it still exists at the system level.  To "force" the import of your 2024, you can search your MAC for the .tax2024 file and then select open with TurboTax 2025.  This should allow you to import the 2024 tax file. 

Thanks for your response. All of that makes sense, but the problem is Turbotax says I don't qualify for the other dependent tax credits even though I know we qualify.  I don't know what information is indicating to TurboTax that we don't qualify and I don't know how to figure it out. I thought other people might be having the same problem.  I've seen people saying they needed to check the full-time student box, but my kid is 17 and they don't ask at his age. Any suggestions?

That;s a great idea.  I already corrected my Sch A entry for property tax.  But if TT does not fix the error in next 2 weeks, I will take that approach and use that expense as Misc rather than having turbo tax calculate the property tax   @DianeW777  @marc1974 

@dmertz    @frankharry , I don't think Turbotax handles this situation well.  You will have to do a lot of calculations on your own.  To know where you are for 2025, you would have to prepare form 8606 for each year that you took a withdrawal, updating as you go.  The basis is not going to be fixed, since it also depends on investment gains or losses, and all withdrawals follow the pro rata rule.   Suppose the initial balance of your inherited IRA was $100,000 with a $50,000 basis.  You withdrew $10,000 in 2021.  Your new basis would be $45,000.  Now suppose that during 2022 the account value grew from $90,000 back to $100,000.  You withdraw another $10,000.  That means that your 2022 withdrawal is 45% basis, or $4,500, and $5,500 is taxable.  Now your basis for January 1, 2023 is $40,500.  You continue this calculation forward.   Every withdrawal you made from 2021–2024 reduced the dollar value of the basis, and the percentage will fluctuate every year based on investment gains and losses.  The only way the basis would remain the same percentage is if the money was placed in a cash account that pays zero percent interest.   If you want to claim a basis on your 2025 return, you will have to perform the calculation for every year from 2021 to 2025 to get that basis.  You also would be able to file amended returns going back 3 years to adjust the taxable amount and claim a refund of the difference in tax.  (2022 can be amended as long as you file before April 15, 2026.  You have more time to amend 2023 and 2024, it is too late to amend 2021.)   What I can't tell you is how to report that non-taxable basis for an inherited IRA in Turbotax because I'm not sure the program handles that situation.  I will ask an expert @dmertz to explain further.   

To return to your Form 1099-R distributions, do the following:   Go to Wages & Income in the Federal section Go to IRA, 401(k), Pension Plan Withdrawals (1099-R), select Add/Edit for the first Form 1099-R You will reach, "Review your 1099-R summary" section, where you can click the pencil for each Note that if one distribution can cover all of your RMD, then you can enter the total RMD into one and leave the other at zero when you review that one Continue through until you reach, "Let's get more information about your Required Minimum Distribution (RMD)", enter (or review/revise your RMD) You will reach "Review your 1099-R summary", press Continue (not the pencil) and additional questions will generate for you to answer When you reach "Let's go over any required minimum distributions (RMD)", Continue (not the pencil)

@ThomasM125  I reported $200 net business income in 2024, and $1,995 net business income 2025, what is the threshold? when i changed the net business income to $410, i still didn't see the business tax was imposed.

Ive been hearing horror stories about the bank they are using to deposit the 5 day early people, its a third party bank our refund goes too before our own accts and ive been seeing nothing but bad about them holding the refund, you cant get a hold of them and turbo tax is no help as they say you need to get hold of the bank, there were hunters and hundreds of comments from people who either never got the refund from this 3rd party or waited 10 days past its deposit. Apparently they were holding the refunds to collect interest on them. I unfortunately clicked the 5 days early by mistake, it really wasn't even a mistake it was just toggled to accept and I didnt notice until the fees were shown and I saw it there. 

Yes, it's common. The amended Form 1040-X is not yet available because the IRS does not receive these until later this month. This has always been the practice.  See more details about amending before you begin so that TurboTax knows the original numbers and the changed or corrected number. How to file and amended tax return with the IRS  If you want to make changes or add a document to a tax return that has already been filed and accepted by the taxing agency, you should follow these guidelines.    You must first wait until the initial return is completely processed. You will have to use the same TurboTax account that you used for the original tax return. Once you begin your amendment, you'll see your original return. The refund calculator will start new at $0 and only reflect the changes in the refund or tax due Only make changes to the areas of your return that need to be corrected. You have three years from the date you filed your return or two years after you paid the tax due (whichever is later) to file an amendment Amend a tax return for the current tax year Tax Form Availability (Form 1040-X available date)   @aulutas1