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If you selected to have your filing fees to be taken out of your refund, then you agree to have your refund processed by a third party bank.     The way it works is that, a third-party bank (SBTPG) opens a temporary account in your name. The IRS sends your refund to that temporary account first, where SBTPG subtracts your tax preparation fees. Once the fees are paid, the remaining balance is forwarded to your personal bank account or debit card via a second direct deposit.    

The fee is not per form.   But the type of income and type of 1099 form can dictate what product edition is needed.   What kind of 1099 is it? What edition are you now in---Deluxe or Premium?   What edition were you previously in before the 1099--Deluxe or Free Edition?

Thank you very much!  You mean 1099-R, right? So, it doesn't make a difference whether I enter the 2025 1099R with box 7 with R, it won't affect my return, correct?  So, what's the most common practice on this matter?

thank you. Just so I'm clear, is it ok to associate the total contribution (of both businesses)  under one of the businesses during the TT interview. TurboTax shows only one business under "Amount of contribution associated to this business", not both.   Thanks.

Do you use File > Exit to close the program after 'Save As'?  Where are you saving to, or do you use the default location of Documents > TurboTax?  If you're saving to a removable drive or a cloud-based location, that can have something to do with it.  It's best to work with TurboTax on the C drive, then move to where you want to keep after tax filing.   You can use the Flag feature to track where you are in the return.    Select Flag icon in the upper right corner Select Add a new flag and a window pops up. You can name the flag and even leave yourself a note if you want to When you resume work, select the Flag icon and then click on the flag that you want. The program will take you to that page. You can select Edit to change your note, or the name of the Flag, or select the X to delete it.   @DonPayne 

@melpaw57 , generally a tax professional working for himself/herself will have PTIN and also ERO license and use the 8453 to get permission of the taxpayer to file the return on behalf of the taxpayer.   So I am at a loss how you end up with 8453 if you are using  TurboTax business or  Home & Business.  This does not make sense ---- a trustee  is just another taxpayer and should not need  ERO license or 8453.   I used  that when using  professional software  from Intuit like Lacerte.   Something no make sense 

Thanks for the response. I did figure it out after I looked somewhere else. Please have them change the wording to "ONLY First 3 letters". I've used this software for over 20 years and it keeps changing. AI isn't helpful ! Thank you to the experts.   

Not Medicare premiums at age 63.  You must be age 65 or over for Medicare premiums to be qualified medical expenses payable with an HSA distribution.  (Of course most people who are paying Medicare premiums are age 65 or over.)   From IRS Pub 969:   Insurance premiums. You may not use HSA funds to pay for insurance, except for the following. 1. Long-term care insurance. 2. Health care continuation coverage (such as coverage under COBRA). 3. Health care coverage while receiving unemployment compensation under federal or state law. 4. Medicare and other health care coverage if you were 65 or older (other than premiums for a Medicare supplemental policy, such as Medigap).   The premiums for long-term care insurance (item (1)) that you can treat as qualified medical expenses are subject to limits based on age and are adjusted annually. See Limit on long-term care premiums you can deduct in the Instructions for Schedule A (Form 1040). Items (2) and (3) can be for your spouse or a dependent meeting the requirement for that type of coverage. For item (4), if you, the account beneficiary, aren’t 65 or older, Medicare premiums for coverage of your spouse or a dependent (who is 65 or older) aren’t generally qualified medical expenses.

Yes there are some options if you need help with your return if you have not filed.     TurboTax Live, where you can get help from live tax experts, they can even review your return once you are done.  Live Expert Assist, where an expert helps you do your taxes Live Expert Full Service, where an expert does your taxes for you.  See the links below for more information: Compare TurboTax Online Products How do I get TurboTax Live? If you already filed and you are having another issue, please give us more information and we will try to help you.

That is exactly correct. The $564 is taxable income.  Either your line 1 wages of your W-2s were reduced by part or all of the excess (making that part of the excess withdrawn taxable income), or part or all of the amount withdrawn was the employer match, which was originally tax-free but now becomes taxable income because you took it out.    you do have the optio, of making a direct contribution to your HSA of    since you removed the excess, you must tell TurboTax (despite the 1099-SA) that you took out the $564 excess by 4/15/2026 to avoid the 6% penaly as computed on Form 5329.