@Fedup Bill You do not have to use "refund processing"----that is a fee that is charged when you choose to pay your TurboTax fees from your federal refund instead of paying upfront with your credit or debit card before you e-file. The "refund processing" fee is paid to the third party bank that receives your federal refund from the IRS, takes out the fees to pay TurboTax and sends the rest of the refund to you.
Pay upfront BEFORE you file --- pay using a credit or debit card.
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