This is a rip off. Period. Intuit is scamming users by making ti seem like they are helping you by generously saving you trouble and deducting the fee from your federal refund. Not so. They are discretely heaping an extra fee in top of it and getting to handle your money in their bank account to boot.
PAY THE FEE UP FRONT. DO NOT HAVE THEM TAKE IT FROM YOUR REFUND. SCAM!
