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It sounds like you need to do an HSA Reset. This is a process that removes all your HSA data. One big reason is that if you have a W-2 with a code of W in box 12, then you can't just delete the form, because the W on your W-2 will just bring it right back.   So please do the following, then go back to re-entering the W-2(s), go through the HSA interview again, then return to your Wisconsin interview.   HSA RESET ***Reset***   1. make a copy of your W-2(s) (if you don't have the paper copies) 2. delete your W-2(s) (use the garbage can icon next to the W-2(s) on the Income screen)   *** Desktop/Windows***   3. Go to the upper right and click on Forms, and  4. Select the desired form (1099-SA (if one), 8889-T, and 8889-S (if one)). Note the Delete Form button at the bottom of the form’s screen.   *** Desktop/Mac***   3. Switch to Forms Mode by selecting the Forms icon. 4. From the menu, select the form (1099-SA (if one), 8889-T, and 8889-S (if one)) you want to remove (if you don't see it, select Open Form at the top). From the Forms menu, select Remove [form name].   *** Online ***   3. go to Tax Tools (on the left), and navigate to Tools->Delete a form  4. delete form(s) 1099-SA (if one), 8889-T, and 8889-S (if one)   5. go back and re-add your W-2(s), preferably adding them manually 6. go back and redo the entire HSA interview....

When you removed your excess Roth contribution from your account, did you also remove the entry in TurboTax for it?  If not:   Go to the Deductions and Credits Section and click Update for Traditional and Roth IRA Contributions On the "Tell us about your IRAs" screen, uncheck the box for Roth IRA contribution under your name, then Continue On the pop-up "Are you sure you want to delete?" select "Yes, delete IRA data" and Continue, then Continue on the next page Next will be instructions on how to get rid of the penalty for the earnings.   Go to the Income section Click Start or Update for the IRA, 401(k), Pension Plan Withdrawals (1099-R) section On the 1099-R Summary screen, click Done Click Continue until you get to a screen "Let's see if we can lower your tax bill" - click Continue On the "Tell us which person may have qualified for a penalty exception", click the pencil icon to the right of your name Click IRA on the "Identify the plan" screen, then Continue On the "These situations may lower your tax bill", scroll down and toward the bottom, you will see "Corrective distributions made before the due date of return" - enter the amount of the earnings in that box ($350 for you) This will eliminate the 10% penalty on the earnings distribution.

@zoneman2018 so if that first home was never a rental and not your primary home, it was a 2nd home.  The loss on that home is a personal loss and not tax-deductible.  If you reported it on form 1099-B, suggest going back and amending.     You can't treat things "like" an investment.  There are certain rules and regulations that govern what an investment is.  And a home that is not rented out is a personal asset and not an invested asset, so it is not an investment.    You do not have carry-over losses.    For the home sold in 2025, as long as it was your primary home and you owned and lived in it for 2 of the last 5 years, then you are eligible for the exclusion of $250,000 (or $500,000 if filing JOINT) 

Check your credit card statement or How to review your fees https://ttlc.intuit.com/community/charges-and-fees/help/how-do-i-review-my-fees-in-turbotax-online/00/26353 If you have the fees deducted from your Federal refund there is an EXTRA $40 Pay with Refund service charge. ($45 in California). Which you can avoid by paying the fees upfront with a credit card. Prices are determined at the time you pay when you file or want to print. And the early prices expire on March 1 and will go up. You can pay anytime to lock in the current price.

Thank you SO MUCH for responding, since I only have until April 15 to amend the 2022 taxes.   So, the state has assesses taxes due, penalty and interest for the said amount refunded on the 1099R.  I have gone to our wage and income transcript on IRS.gov and under "Taxable Amount" is the full amount of the refund. So, if I amend that 2022 return. Seems so strange when Box 2B is not checked and Box 5 indicated Employee contribution of the amount in question.   Could amending my Federal 2022 return solve this problem or will they come back with another assessment for not having that 1099R posted on the 2021 return? I really just want to fix this once and be done with them.

First, make sure you download all forms and worksheets, not just the tax return. Next, scroll down past the MI return and look for Form 5121 or 5120 (part-year). It should be after the state and before the worksheets. The state of MI tax return includes the Detroit return, as a subsection of the state return.  Lastly, Open your Electronic Postmark or Filing Submission page in TurboTax (usually the very first page of your PDF). Look for a line that mentions "City of Detroit" or "Form 5120" under the Michigan e-file section. If you see it there, the Michigan Department of Treasury has it and will process it to the city of Detroit.

I finally got someone at Turbotax who could at least understand the issue. This is what I was told: "You can't e-file in Massachusetts if you OWE TAX. It's a state rule, so you MUST print and mail your state return. But, we can help you e-file your federal return." At this point I had been trying to get past the error screen for six hours, so I agreed, and mailed it. HOWEVER, the Mass DOR website says that not only can you e-file, but they recommend that you do. Here's an example from their site: "[E]ven if a taxpayer is not mandated to file and/or pay electronically, DOR encourages electronic filing and payment whenever possible." The ACTUAL problem is that you can not pay by ACH bank transfer. They want you to either pay check with a mailed form, or via a voucher (which was included in my printed form, but USABLE if you e-file.), or their PREFERRED method, by via MassTaxConnect. I paid using MassTaxConnect and didn't even need to create an account. They let me use ACH, but credit or debit cards are accepted. So there is definitely multiple problems with the Turbotax website related to Massachusetts filing: 1) They should not take you to a screen that has you enter ACH info for the state return. 2) They should tell you to either print the voucher form & pay by check, or (preferred) pay via MassTaxConnect. 3) Stop blaming this issue on any name mismatch. 4) Fix the A.I. Help System so that it knows the rules. 5) Allow Massachusetts e-filing when tax is owed, but provide payment instructions that are acceptable to the Commonwealth. 6) Stop telling their clients that the problem is their name entries, or some state requirements that don't exist. TL;DR It's them, not you.

Online is only good for the current year. For prior years you need to buy the Desktop program for each year. They only sell the last 3 years. You have to file each year separately. Or go to a local tax place. Or if you have a simple return you can get the blank forms and fill them out by hand. I have the IRS links to most of the years. How to prepare a prior year return https://ttlc.intuit.com/community/using-turbotax/help/how-do-i-prepare-a-prior-year-tax-return/00/25984   To do a prior year return you have to buy the Desktop program here, https://turbotax.intuit.com/personal-taxes/past-years-products You will need a full Windows or Mac to install it on. You have to print and mail prior year returns. When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s. Use a mailing service that will track it, such as UPS or certified mail so you will know the IRS received the return. Don’t forget state.   If you have a simple return and want to file for free you can fill out the forms by hand. Here are some basic forms…..   2024 Here is the IRS 2024 Form 1040 https://www.irs.gov/pub/irs-prior/f1040--2024.pdf or if you want bigger type use 1040SR for Seniors, https://www.irs.gov/pub/irs-prior/f1040s--2024.pdf And 2024 Instructions https://www.irs.gov/pub/irs-prior/i1040gi--2024.pdf Sch 1 : https://www.irs.gov/pub/irs-prior/f1040s1--2024.pdf Sch 2 : https://www.irs.gov/pub/irs-prior/f1040s2--2024.pdf Sch 3 : https://www.irs.gov/pub/irs-prior/f1040s3--2024.pdf Then when you do file 2025 enter 0 for the 2024 AGI since you are filing 2024 late.     2023 Here is the IRS 2023 Form 1040 https://www.irs.gov/pub/irs-prior/f1040--2023.pdf or if you want bigger type use 1040SR for Seniors, https://www.irs.gov/pub/irs-prior/f1040s--2023.pdf And 2023 Instructions https://www.irs.gov/pub/irs-prior/i1040gi--2023.pdf 2023 Tax and EIC Tables https://www.irs.gov/pub/irs-prior/i1040tt--2023.pdf Sch 1 : https://www.irs.gov/pub/irs-prior/f1040s1--2023.pdf Sch 2 : https://www.irs.gov/pub/irs-prior/f1040s2--2023.pdf Sch 3 : https://www.irs.gov/pub/irs-prior/f1040s3--2023.pdf  

The OR-40 return starts with line 11a on the 1040. Line 11a is your federal adjusted gross income (AGI).   The QCD (qualified charitable distribution) would have appeared on line 4 on the 1040 as a distribution from an IRA, but, of course, it is not part of the taxable income shown in line 4b. This means that the effect of the QCD is already a part of your AGI.   So if you look at line 7 on your OR-40 and it is the same as the line 11 on your 1040, then the QCD was excluded on your Oregon return as well, because the QCD amount never made it to your Oregon tax return.

@DaveF1006 Thank you for the response.  Because I selected simplified method in 2024, turbo tax says I need to use the same selection for 2025.     I don't want to carryover the amount to future years. Why can't I use the carried amount from 2024 in 2025?  

I tried switching to safari and it still didn't work.  I called Merrill and they said they problem isn't on their end.    I am using the desktop version so I don't know if that makes a difference..      DID ANYONE FIND A FIX HERE?   

Thank you DaveF1006 for the detailed response!. Curiously, it appears the rules are different for Pension, Profit-Sharing, and Stock Bonus Plans in that the 'transferor plan' can retain the RMD amount until the end of the calendar year and thus is does not follow a "RMD first out" rule (cf., CFR § 1.401(a)(9)-7(c)(1) and CFR § 1.401(a)(9)-5(a)(3) This is a topic a work colleague has been working on w.r.t. our employer's ERISA retirement plans, specifically with TIAA.

To enter, edit or delete a form 1099-R - Click on Federal Taxes (Personal using Home and Business) Click on Wages and Income (Personal Income using Home and Business) Click on I'll choose what I work on (if shown) Scroll down to Retirement Plans and Social Security On IRA, 401(k), Pension Plan Withdrawals (1099-R), click the start or update button Online editions -   On the screen Did you get a 1099-R in 2025? Click on Yes On the screen Let's import your tax info Click on Change how I enter my form On the screen How would you like to upload your 1099-R? Click on Type it in myself On the screen Who gave you a 1099-R? select the type of 1099-R you received and Continue

Yes, enter the receipts that were from personal items sold as you mention. They will be excluded from your business income. You should not enter the amount you paid for those items, as those costs are not deductible business expenses. Unless you sold the personal items for more than what you paid for them, they don't need to be reported since you would not have made a profit on their sale and you cannot deduct a loss on sale of personal items. If you did make a profit, they should be reported separately as investment sales as follows:   You enter investment sales in the Wages and Income section of TurboTax, then Investment Income, then Stocks, cryptocurrency, Mutual Funds, Bonds, etc... Skip the section where it asks if you want to upload your tax documents. Choose Other as the type of investment you want to enter. You'll come to a screen where you can enter in your sales proceeds and cost basis.