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Correct, this gets reported on Form 8606 when you file your tax return.  Form 5498 is the form you receive that shows your contributions amount.  You will use Form 5498 to report the contributions on your return.  Form 5498 is‌ like a W-2; you receive your W-2 to then report it on your Form 1040.  Follow the steps in TurboTax to enter your contributions and Form 8606 should populate and be included on your return.  Here's a link that explains where to enter your IRA contributions in TurboTax: Where do I enter my traditional or Roth IRA contributions?

Be careful when filing other returns.  Be sure to save frequently, go up to File-Save or Save As.  Save each return with a name you can tell apart from another one.  Especially if another return has the same name or initial.  Like a father and son.  Or if you have the same name the second return might overwrite the first one.   On Windows the returns are saved in your Documents in a Turbo Tax folder.   The file name will end in .tax2025.

When you have desktop download software you can prepare and e-file up to five federal returns and the state returns that go with them.   There will be a $25 state e-file fee.   Yes, you can prepare a return for your son using Home and Business.      You do not have to "sign in" to an account to use Home and Business.   You download it to your own hard drive and you open the software program and use it from your own hard drive, just like you open other programs from your hard drive.   To start a return for a family member go up to the top of the program's screen and click "File" and then click New Tax Return.

what you're referring to is the state software is included for 1 state.  e-filing is $25 per state.  so, e-filing 2 states' is $25 x 2 = $50. they did not double bill you, they just didn't explain it well enough for you to realize before you e-file. if you print it & mail it in, there is no charge.

Prescription medications can be entered as a medical expense.  Over the counter meds cannot be entered. MEDICAL EXPENSES The medical expense deduction has to meet a rather large threshold before it can affect your return. The amount of medical (including dental, vision, etc.)  expenses that will count toward itemization is the amount that is OVER 7.5% of your adjusted gross income. You should only enter the amount that you paid in 2025—do not include any amounts that were covered by insurance or that are still outstanding.  Of course, your medical expenses plus your other itemized deductions still have to exceed your standard deduction before you will see a difference in your tax due or refund.   To enter your medical expenses go to Federal>Deductions and Credits>Medical>Medical Expenses       2025 STANDARD DEDUCTION AMOUNTS SINGLE $15,750  (65 or older/legally blind + $2000) MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600) MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600) HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)  

Federal>Deductions and Credits>Charitable Donations>Donations to Charity   Charity donations are an itemized deduction that go on Schedule A.   Unless you have enough itemized deductions like mortgage interest, property tax , etc. to exceed your standard deduction, charity donations will have no effect on your federal refund or tax due.   2025 STANDARD DEDUCTION AMOUNTS SINGLE $15,750  (65 or older/legally blind + $2000) MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600) MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600) HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)  

How your state refund will come depends on what you selected when you e-filed.  You can check your selected method in the "File" section of TurboTax, or by reviewing your return in the TurboTax Print Center.   You can verify how you will get your refund by viewing your tax return Open your return if it's not already open. In the left menu, select Tax Tools then Print Center. On the TurboTax Print Center screen, select Print, save or preview this year's return. On the next screen, select 2025 returns and Include Government and TurboTax Worksheets (optional), then select View or Print Forms. The information will be on the first page, Electronic Filing Instructions for your 2025 Tax Return next to Balance Due/Refund."  

Column C is the advance tax credit you didn't get, so that makes perfect sense.     And this is why fudging numbers on forms to get a desired result because Turbotax doesn't have basic logic in it concerns me.  It's VERY simple logic.... Did you receive an APTC ?  Did you receive HRA funds ?  Then reconcile.  Easy.     If HRA = True, then PTC has to be 0, even if you received APTC, you now owe that money back.    If HRA = False, then calculate PTC normally.    

To avoid having to send in the 1099-B or equivalent, the trades must be covered with no adjustments and entered so they appear on lines 1A and 8A on Schedule D. If you enter multiple trades as single line items on Form 8949, even if covered without adjustments, the IRS wants the details. You must enter code M to signify multiple transactions on a single line. TurboTax will generate Form 8453, which must be mailed with the 1099-B or equivalent.      What if you don't send in the 8453/1099-B when you use the 8949 entry method?  Don't know. I suppose you might get a request from the IRS. However, that raises another question as to whether an incomplete return was submitted.