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Since everything was already distributed and reported in Miscellaneous income, you will not want to create another income item like a1099 INT.    The income reported under miscellaneous income is not linked to a Foreign Tax Credit section like your INT/DIV income. You must manually record this information.    Now go to Go to Federal > Deductions & Credits>Select Foreign Tax Credit (under Estimates and Other Taxes Paid). After going through the initial interview sections, the program will recognize your linked DIV/INT entries. After checking a few checkboxes and reporting the income, you are done reporting the income, that part of the Foreign Tax Credit is complete. Now you need to enter information about the 25% witholding from the NR4. After completion, you may be asked a question such as Other types of foreign income" and you've already entered it via the 1099-INT or DIV, say NO. This will prompt the program to report another foreign tax credit. In a screen that says completing Form 1116, press continue at the bottom Continue until you see Choose an income Type.  Choose passive income. Under country summary, Canada should already be listed.  Select edit Under Gross income, list the amount of earnings that is listed on the NR4 Continue through the expenses and Foreign Losses Now in Foreign Taxes paid--Canada, enter the amount of Foreign Taxes paid. Continue through until you are done with this section. When everything is completed, your foreign taxes paid will now be reported accurately from your interest, dividends, and NR4 and be reported as passive category income on Form 1116.    One last note, when TurboTax mentioned ordering, it meant that the largest foreign income item should be listed first. The problem is if the NR4 item was the largest, it should have been listed first. The issue is that your DIV/INT income was already reported and ready to be linked in the Foreign Tax credit and the NR4 income was added after.    If you have any error messages regarding this you may need to delete the 1099 DIV/INT.  Report the NR4 information first in the Foreign Tax Credit section and then re enter your 1099 DIV/INT.  After reporting this, go to your foreign tax credit session and revisit the linked DIV/INT to complete this section.   Don't do this, though unless you have issues.                   

If you're on a PC, open TurboTax and go up to Online-Check for Updates. On a Mac, simply quit and reopen TurboTax. If there are any updates, you'll be prompted to download them. If you can’t update your Windows program try doing a Manual update https://ttlc.intuit.com/community/updating/help/manually-update-turbotax-for-windows-software-basic-deluxe-premier-home-business/00/26041  

The IRS allows you to calculate the RMD for each of your traditional IRAs separately, total them, and then take the entire amount from just one of those accounts (or any combination).   The program, however, processes each 1099-R individually and doesn't know that the RMD from IRA #1 also covers the RMD for IRA #2.   Enter first 1099-R (with large distribution): Open or continue your return. Enter the 1099-R. Look for "Was this withdrawal a Required Minimum Distribution?" as you proceed through the interview screens, and Select "Yes", this withdrawal was an RMD. Look for "How much of this distribution was an RMD?", and Select "The entire distribution was an RMD" (if the whole thing was part of your total requirement) or enter the specific amount that represents the combined RMD total for both accounts. Enter second 1099-R (with smaller distribution): Enter the 1099-R. Look for "Was this withdrawal a Required Minimum Distribution?" as you proceed through the interview screens, and Select "Yes", this withdrawal was an RMD. Look for "How much of this distribution was an RMD?", and Select "The entire distribution was an RMD". Look for "What was the RMD for this account?", and Enter the actual amount distributed from this specific 1099-R (the "small amount"). This will let the program know that the RMD "requirement" for this specific 1099-R was met by the distribution itself.   Checking if you met your RMD: After you enter both 1099-Rs, the program will ask "Did you take the required minimum distribution (RMD) for 2025 for ALL of your retirement accounts?", Select "Yes."

Thank you. My desktop version also finally updated it correctly today (3/5). All the expenses (ie room and board, computer, etc.) are now visible in the step by step portion of the 1098-T questionnaire and correctly accounts for the 1099-Q distribution in my case. 

I found out this tax credit expired. 2024 was the last year. There was legislation put forward to extend it, but it was not passed. Talked to a state rep about it. They basically said the because of the deficit, the state can't afford fully refundable credits like this one so they let them expire. You can chatgpt it and it will give you a pretty thorough and correct explanation, at least it did for me.