Why am I being asked by Turbotax "What type of High Deductible Health Plan did I have on December 1, 2019?". I have always been on my wife's medical insurance plan.

[savvypumpkin]

I'm doing my 2020 returns now and I didn't quite understand that question. If I choose "Family" type of HDHP then the next page is asking why there was a lapse in my 2020 coverage. I do not understand this part either as I was still covered on my wife's plan in 2020 too.

[Mike9241]

does your spouse or you have a HSA account? possibly one sponsored by an employer.

[savvypumpkin]

My spouse has an HSA account. I"m using the same.

[Critter-3]

YOU didn't have a HDHP  your  SPOUSE  did   so answer NO for yourself. 

[savvypumpkin]

Thank you!