Can I attach a form 1099R to my return if I efile?

[redytorace]

Thank you for the quick response. 

Your experience 1) efiling, 2) having refunds owed to you and 3) withholdings shown on 1099-R forms busts my attempt to identify when the IRS would request a copy of the form.   

BTW, I efile.

Thanks again for your input.

[VolvoGirl]

For 2023 I had 8 eight 1099R forms.  I efiled on 2/18/24 and got my federal refund on 2/26/24 and California refund on 2/23/24.  

[cmtn]

Three times when I have efiled the IRS has sent me a letter asking for a hard copy of my 1099R, including the last two years.  Then they put a 570 hold on my refund and delayed it months - until mid July for the 2022 refund, and until midOctober this year, for the 2023 refund.  Both times I had to contact my congressman who got me in touch with an IRS taxpayer advocate, or I might still be waiting.  I had large refunds both years that I expected to get early in the year, which is what usually happened.  These long delays for my refund, where the IRS was basically nonfunctional, caused me to change my W4 so I will get minimal refunds from now one.

The frustrating thing is that noone at the IRS, which I talked to many times throughout the year, could tell me why they were delaying my refund.   My taxes are very simple because I have few deductions - I use the short form.

The one thing I have read that might explain it, is if you file your taxes early, you are more likely to get a code 570 hold on your return.   I filed early both years before the end of January.  (hoping to get my refund as soon as possible).  Nowhere in my wildest dreams did I think I would have to wait until October.

[TomD8]

@cmtn --

If you scroll down to What is Code 570 on an IRS Transcript? in this web reference, you'll see the most common reasons for the code:

https://www.jacksonhewitt.com/tax-help/irs/irs-forms/ways-to-get-irs-transcript/#:~:text=Code%20570%....

[cmtn]

An update on my experience with Turbotax, 1099r hardcopies,  and delayed refunds.   I used Turbotax for my 2022 and 2023 taxes and filed early, before the end of January both years.  In both years the IRS sent a letter a couple of weeks later asking for a hard copy of my 1099R.  (I am retired and my pension is my primary income. ) Then it took most of the year for the IRS to review the 1099R, and I had to get my congressman involved just to receive my large refund in August (for 2022 taxes) and October (for 2023 taxes), which created a hardship for me.  I had to take out loans both years to pay my property taxes, which I was hoping to use my refunds for.  This year, for my 2024 taxes,  I used Taxact instead of Turbotax.  Taxact had me upload a copy of the 1099R as part of the process.  I also waited to file until the third week of February.  My federal refund has already been approved by the IRS according to wheres my refund.  I should receive it by March 7th.

Obviously I am very happy with Taxact, and think Turbotax sucked big time, at least for my situation.

[Billm20850]

Although the Federal Taxes have no issue, Kentucky has not processed my e-file for the last 2 years and made me separately send W-2 and 1099R because the withholding information wasn't able to be verified. Spent hours trying to get someone to explain. KY said attach it when you e-file next time, but I don't see how TT allows this. So likely same problem next year. Would help if TT provided a way to attach a PDF as needed.

[guysnyder]

You do not need to do this for the Federal Return. My state (PA) requires me to send it with a 1 page document when I efile my state return.

[DawnC]

TurboTax includes all forms required when e-filing your return.   Do I need to mail anything after I've e-filed?

[Billm20850]

I hate it when TT experts just tell me that I shouldn't have to file a 1099R with my efile as the answer to a question asking if TT is going to fix their software to allow attachments, as if that is responsive. TT doesn't let you attach 1099s, even if the State constantly asks for it for whatever reason they dream up. I found out KY asked this year because they hadn't yet uploaded the Fed data base. So, filing in March was too early for them to validate payment and I had to FAX 1099R separately.  Shame is TaxAct appears to let you attach these files. Doesn't seem like TT can figure this out, even though it cost more to buy.