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"sure what the question is"... Please recommend the table-numbers. Like edu 8863.   "If you are funding a traditional IRA with a 2025 contribution..." No. I will get the IRA funds this year on 4.14.2025 and I will report that income into IRS-Tax-Forms in 2025-2026.    Where can I find out the background-data-table?   While I reviewing the data-table, I can't change the options from 'A' to 'B'.  Where can I find out the info that, last year I used "standard" or "itemized" deductions?  

If you didn't take your RMD, TurboTax will fill out Form 5329 for you and attach it to your tax return.  To do this, follow the steps below:   Sign in to your return - Continue in Wages & Income. Search for 1099-R and use the Jump to link. Either answer NO - I do not have any 1099-R forms, or click on Continue and answer the disaster distribution question. On the Did You Miss a Required Distribution From Any Retirement Accounts? page, choose other qualified plan - inherited IRA. Enter the RMD amount you did not take by 12/31/24. We can help you file a waiver if you have a reasonable cause. 

Enter a 1099R under Federal Taxes Wages & Income Then scroll way down to Retirement Plans and Social Security Then IRA, 401(k), Pension Plan Withdrawals (1099-R) – Click Start   For state boxes,  if box 16 is empty or zero then for box 16 State Distribution put the same amount that’s in box 1.  If box 14 is blank you can leave boxes 14,15 & 16 blank.

Since you are eligible, have you claimed the American Opportunity credit (AOC) in previous years (some of it will be on line 29 of form 1040)? If so, how many times (there is a 4 time limit)? Senior year is often the 5th calendar/tax year. 

I have several CDs in a foreign institution in Spain. They all started in January 2024 and they all spanned into 2025 (January 2025 and July 2025). Most of the CDs had a maturity of 12 months, but a couple of them have a maturity of 18 months. They all only pay the interests at their maturity. I have checked with the bank and said I will not receive the equivalent of a 1099-INT until next year because in the eyes of the Spanish legislation that income belongs to the 2025 fiscal year. When do I need to report that money here in the US? Is there a difference if the CD is 12 months or 18 months? Reading Pub 550, on page  7 it says: Certificates of deposit and other deferred interest accounts. If you buy a certificate of deposit or open a deferred interest account, interest may be paid at fixed intervals of 1 year or less during the term of the account. You generally must include this interest in your income when you actually receive it or are entitled to receive it without paying a substantial penalty. The same is true for accounts that mature in 1 year or less and pay interest in a single payment at maturity. If interest is deferred for more than 1 year, see Original Issue Discount (OID), later. My interpretation is, for the CDs that last 12 months and pay interests at maturity, then I will report them in 2026. However, notice that last sentence underlined. When looking farther down in Pub 550, on page 20 it says: Certificates of Deposit (CDs) A CD is a debt instrument. If you buy a CD with a maturity of more than 1 year, you must include in income each year a part of the total interest due and report it in the same manner as other OID. The way I interpret that info on pg 20 is that I should report interest accrued, even if it has not been paid. That is what really confuses me. How do you interpret that part? Again, I will only receive the interest at maturity and will not receive any equivalent of a 1099 INT until next year. Thank you

They are all needed. When you report the K-1, you will enter code ZZ in Box 20 and leave the amount blank. There'll be a follow up screen that will appear for you to enter the information needed to complete the entries.