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@DumbDadLTG    I tend to agree with @AmeliesUncle on almost all issues that arise. The IRS does say the following in a Publication.   Example. You repair a small section on one corner of the roof of a rental house. You deduct the cost of the repair as a rental expense. However, if you completely replace the roof, the new roof is an improvement because it is a restoration of the building. You depreciate the cost of the new roof.   HOWEVER, in my opinion (which counts only as that) I think the overlay changes the calculus here, After all, you're not tearing off the old roof and replacing it; you're just covering the existing roof with some new material as a remedial effort of sorts. Again, my opinion only is that you could go with a repair.

Using your example numbers, the February distribution that was deposited into the Roth IRA satisfied half of your RMD and the distribution in December more than satisfied the other half of your RMD.   Because the distribution from the traditional IRA in February was entirely RMD, this amount deposited into the Roth IRA constitutes an ordinary Roth IRA contribution despite you intending it to be a conversion.  If you are eligible to treat the amount deposited to the Roth IRA in February as an ordinary Roth IRA contribution, you could just leave that money in the Roth.  Otherwise it's an excess contribution that needs to be removed by an explicit return of contribution before the due date of your 2025 tax return, including extensions, otherwise it's subject to an excess contribution penalty.   Because it has been less than 60 days since the date of the December distribution, you can accomplish the the intended Roth conversion by indirectly converting that portion of the December distribution as you suggest.  This will leave you with a net, non-converted distribution of an amount equal to your RMD.   The downside of having to do this is that the Roth IRA has probably increased in value since February, so the amount needed to be distributed to accomplish the return of contribution must include the net income attributable to the amount deposited in February.  That attributable net income will be taxable on your 2025 tax return.   If you do the indirect conversion of a portion of the December distribution, you'll want to make a note in your tax records that the portion deposited into the Roth IRA in February was a failed conversion due to not completing the RMD first.  Because the IRA custodian has no way of knowing if your RMD had been completed (by taking it from some other traditional IRA that you might have), they are going to report that portion on Form 5498 as a conversion.  You want the note in your tax records in case the IRS ever questions the amount converted since the amount actually converted will be half of what is reported on the Form 5498 from the Roth IRA.

I totally agree.  The business edition of this software is specifically for users needing a schedule C.  I have seen the recommendations to use 2024 software to estimate 2025 taxes, but frankly I don't have time to do the work twice.  Don't sell this version of the software with this critical component missing.  Last year's nightmare with filing missing business forms I had hoped was a one and done issue.  This has left me shopping for a better option.  Extremely frustrating.  

DID YOU E-FILE?   Did you e-file?   Did you go through all three steps of the FILE section and click a big orange button that said “Transmit my returns now?”     When you e-file your return you will get two emails from TurboTax.  The first one will say your return has been transmitted; the second one will tell you the IRS has accepted  or rejected your federal e-file.  If you filed a state return, there will be a third email (usually a day or two later) that tells you if the state e-file was accepted or rejected.   Check your e-file status:   https://turbotax.intuit.com/tax-tools/efile-status-lookup/    What does it say in your account?  Does it show that the return was accepted?   Or does it say something else---like "rejected," "printed," or "ready to mail?”   If you discover or realize that your e-file was rejected, you will need to print it, sign and date it in ink, and file it by mail now, since e-filing is closed for returns for tax year 2024.

No.  Each tax year has its own software with the forms for that specific tax year.   The current online software can only be used for a 2025 return.   It is too late to use online for a 2024 return.  For a 2024 return you will need the desktop download to use on a full PC or Mac; the return will have to be filed by mail.   Each tax year has to be filed separately using the forms for the specific tax year.  They cannot be combined in any way--do not even put them in the same envelope when you mail them.  Software for past years is available back to 2022.  Any earlier years can only be prepared on paper forms by hand--and those refunds have been forfeited now.   You cannot change the tax year.   The current online program is for 2025 only.   Only a 2025 return can be prepared online and only a 2025 return can be e-filed.   Online preparation and e-filing for 2022, 2023, and  2024 is permanently closed. Note:  The desktop software you need to prepare the prior year return must be installed/downloaded to a full PC or Mac.  It cannot be used on a mobile device.   To file a return for a prior tax year  If you need to prepare a return for 2022, 2023, or 2024  you can purchase and download desktop software to do it, then print, sign,  and mail the return(s) https://turbotax.intuit.com/personal-taxes/past-years-products/ You may also want to explore purchasing the software from various retailers such as Amazon, Costco, Best Buy, Walmart, Sam’s, etc.   Remember to prepare your state return as well—if you live in a state that has a state income tax.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/contact-state-department-revenue/L9qVToi02_US_en_US?uid=m6e06um0   When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s.  Use a mailing service that will track it, such as certified mail so you will know the IRS/state received the return.   Federal and state returns must be in separate envelopes and they are mailed to different addresses.  Read the mailing instructions that print with your tax return carefully so you mail them to the right addresses.      

You have to do each year separately.  For 2025 you can use either the Online browser version or buy the Desktop program.   Sign in or start a new account here, https://turbotax.intuit.com/personal-taxes/online   Or you  can buy the Desktop Download program here or in stores or online like Amazon, Costco, etc. https://turbotax.intuit.com/personal-taxes/cd-download You need a full Windows 11 or Mac OS Sonoma 14 computer to install it.   FOR 2024 To do a prior year return you have to buy the Desktop program here, https://turbotax.intuit.com/personal-taxes/past-years-products You will need Windows 10 or Mac Ventura 13 to install it on.    

Each tax year is a separate program.   To complete and file a 2024 tax return using TurboTax you would need to purchase, download and install on a personal computer one of the 2024 desktop editions from this website - https://turbotax.intuit.com/personal-taxes/past-years-products/   A 2024 tax return can only be printed and mailed, it cannot be e-filed using TurboTax.   Go to this website to purchase, download and install on a personal computer, Windows or Mac, one of the 2025 desktop editions - https://turbotax.intuit.com/personal-taxes/compare/desktop/   Go to this website for the 2025 online editions - https://turbotax.intuit.com/personal-taxes/online/file-your-own-taxes/

This list is from perspective of filing availability which is why it refers to 8949 and Schedule D, which are what gets filed by inputting 1099B info.  That's all we have to go on really, if those end filing results will be available Jan 6th then presumably the 1099B input will be too.   Guess we'll see next week.

MY SPOUSE LIVES ABROAD AND/OR DOES NOT HAVE A SSN https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/married-person-claim-head-household-filing-status/L078u1RSW_US_en_US?uid=lmtc1ov4 https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-credits-deductions/file-taxes-spouse-nonresident-alien/L4AuRKrMd_US_en_US?uid=m5r1a77j https://www.irs.gov/individuals/international-taxpayers/nonresident-spouse   https://turbotax.intuit.com/tax-tips/family/claiming-a-non-citizen-spouse-and-children-on-your-taxes-/L6VM4IzTQ

@user17671144466   Are you using the Desktop installled program?  Besides the What-If worksheet you can just start a new return to test in.  The Desktop program can do unlimited returns.  Go up to File-New and it will first save your current return.  I have many test returns to help answering questions on mine.  

You've got your hands full with the NUA and QBI.. Fortunately, being retired for 20 years, my situation simple by comparison. I believe ChatGPT was correct relative to the LTCLoss.  It boils down to Proceeds minus Basis. In your case, all is prorated if half is sold. Long‑term capital loss offsets other LT gains