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Not a CPA, but my understanding is - if you don't have activity requiring File 8606 then it is not filed.  But you need to carry forward the basis which Turbotax will do on worksheets, but over the course of 19 years if you didn't use Turbotax consistently or some other issue occurred along the way, maybe the basis was lost and then Turbotax wouldn't have known to trigger 8606 for the distribution; when you input the 1099-R you would have had a question whether you made non-deductible contributions for prior years and confirm the basis carry forward to use.   It sounds like you may have to amend your 2023 return to get the right tax calculation on that distribution and adjustment to your basis which would carry forward to 2024 (which may or may not need amending also if you had any activity affecting Form 8606), and 2025.   @dmertz 

yes, line 18 is your beginning tax before the non refundable credits.  Line 21 is your total non refundable credits (which would be your lifetime learning credit).  That takes your tax down to $1,243.  Then I am assuming line 24 is the same as line 22.     Then on line 33 this is the total of your payments including refundable credits and withholdings from your pay check.  So when you subtract $1,243 from $3,025, you get $1,782.  So that is your real refund.  Assuming you entered everything correctly on your return you would not have to pay it back. 

I am using the Deluxe version on my MacPro and when I follow the process outlined above the estimated taxes for 2026 show only the amount currently paid or withheld to date AND adds the prior years (2025) taxes withheld. This results in an amount for estimated taxes needed to be paid during 2026 which not accurate because the amount that will be withheld in 2026 will be different that what was withheld in 2025. In prior years, there was a question I believe that asked what the total amount of taxes for the year were going to be withheld and not just what was withheld to date. What am I missing? Thanks.

@russmccue    For any of the states that do not have an income tax.... You leave boxes 15,16,17 entirely blank/empty for a W-2 You leave boxes 14,15,16 entirely blank/empty for a 1099-R.   Similar for the state boxes on any other tax form.   

OK, thanks to those who responded and offered input. I finally decided to just take a deep breath and work through transferring the K-1 information I got to the K-1 forms in TT. Answered whatever questions came up, some on some rather obscure points. Nevertheless, I finished and my Review showed no errors, so I submitted it. I suppose time will tell if there is an issue with the 8949s. 😑

No, you followed the correct steps.  Go ahead and create the 1099-R that takes care of the withdrawal that you had with the codes P and J as @MarilynG1 says above and that should take care of the problem.

To fix the missing scroll bar in TurboTax,  Zoom out by pressing Ctrl + - (Windows) or Cmd + - (Mac) to reveal hidden navigation, Set your OS to "Always Show Scroll Bars".  If in Chrome, switch to Incognito Mode to rule out extensions. Three dots top right corner (left click)

At risk loss is the amount you are at risk of losing if your business fails.  If you have something like non-recourse debt, or your contribution to the business is strictly physical activity (sweat equity), not financial (ex. loans that you are responsible for, cash, property then you would not be at risk of loss. In other words, if you have no financial stake in the game, you have nothing at risk.  At risk rules can limit losses which can indirectly affect the QBI calculations.    The QBI at risk op loss, if you are seeing this, it may mean you had a loss for this year and because of the At Risk Rules, you cannot use that loss to offset your other income on your form 1040 this year, but you may be able to carry it forward.    What's the Qualified Business Income (QBI) deduction?

See your options here: How do I file an IRS tax extension? - TurboTax Support - Intuit    This will extend the time you have to file your taxes until October 15th, 2026.     Also, you may have to do your state taxes: Do I need to file an extension for my personal state taxes?      

In may previous post I assumed that a code-JP 2026 Form 1099-R from the IRA custodian will show $9,125 in box 1 and $1,125 in box 2a.  If it actually shows only $1,123 in box 2a (just he gains while in the Roth IRA), it would be necessary to report the original Form 1099-R so that the $2 gets taxed.  Either way, $1,125 needs to appear on Form 1040 line 4b.

Yes, RBC Capital Markets, LLC (RBC Wealth Management) is listed as available. Financial institutions must allow access to data.  You can choose "I'll type it in myself" to enter 1099-B data manually.

If you and/or your daughter only claimed the American Opportunity Tax Credit (AOTC) 3 or fewer times in the past, she is eligible for it in her 2025 tax return, even though she is in grad school (because she had not completed 4 years of college before 1-1-25). If y'all have claimed it 4 times, she may be eligible for the less generous Lifetime Learning Credit (LLC).    Here's a post on the five main points on the  1098-T: https://ttlc.intuit.com/community/college-education/discussion/re-what-do-i-do-with-form-1098t/01/3760212#M63114