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Q. Since I am not claiming any of the tax credit, and I am certain the 1099Q money is used for qualified education expense, can I just forgo these forms?  A. Yes.   The 1099-Q is  only an informational document. The numbers on it are not required to be entered onto your (or your student's) tax return. The interview is complicated and it's easy to make mistakes. Avoid it if you can and you can.  You can just not report the 1099-Q, at all, if your student-beneficiary has sufficient educational expenses, including room & board (even if he lives at home) to cover the distribution. When the box 1 amount on form 1099-Q is fully covered by expenses, TurboTax will enter nothing about the 1099-Q on the actual tax forms. But, it will prepare a 1099-Q worksheet for your records (you don’t need it). Some people would still have to do the math to see if there were enough expenses left over for them to claim the tuition credit. You also cannot count expenses that were paid by tax free scholarships. References: On form 1099-Q, instructions to the recipient reads: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution."  IRS Pub 970 states: “Generally, distributions are tax free if they aren't more than the beneficiary's AQEE for the year. Don't report tax-free distributions (including qualifying rollovers) on your tax return”. "IRS Publication 970, Tax Benefits for Education states: If the entire 1099-Q went to qualified expenses, room and board, tuition, etc; then, you do not need to enter the form." 

Para revisar tus impuestos del 2025:   Abre tu declaración  Selecciona Herramientas de impuestos en el menú Tienes dos opciones: Con esta es posible que tengas que pagar primero.  Selecciona Centro de impresión y, luego, Imprimir, guardar u obtener una vista previa de la declaración de este año(es posible que se te pida que te registres o pagues primero). Para solamente ver tu Formulario 1040: Selecciona Herramientas, ver resumen de impuestos en el mensaje emergente, ve a vista previa de mi Formulario 1040, en el menú de la izquierda. Si necesitas ayuda adicional con tu declaración puedes elegir TurboTax Live en tu declaración de impuestos para recibir ayuda de un experto bilingüe que te puede ayudar a revisar tu declaración.     ¿Cómo obtengo TurboTax Live?  

It depends.  If you pay 100% of it, meaning they do not transfer money to you to pay the mortgage, then you would mark non of these apply.   If you pay 100% of it and they DO contribute to the mortgage, then you would check "I co-own this loan with someone and only pay a portion of it"

You will need to wait until your return is processed to decide which step to take next.   It is possible that the IRS will catch it and send you a letter telling you that they are adjusting your return due to the missing 1099-R.  If they process your return and you do not receive a letter telling you your return has been adjusted, then you will need to Amend Your Return.

It isn't available yet. The section reads; "We're updating this section for latest tax laws. You can continue and skip it for now and work on other parts of your return. Sign up for email alerts, and we'll email you when it's available. Turbo tax has been a disaster this year with this delayed form.

I downloaded and installed Turbo Tax 2025 several weeks ago. Entered my tax information but did not submit. I tried opening Turbo Tax today and I get the "Looks like we've run into an error" message. Tried updating windows, drivers, uninstalling and reinstalling. No progress. Still cannot open Turbo Tax. it worked once. Why doesnt it work now. How about a customer service contact?

No, it is not a taxable grant, which is also reported on Form 1099-G.   See the instructions in the following TurboTax help article to get to the right place to enter your state tax refund:   Where do I enter a 1099-G for a state or local tax refund?  

I used the method from SteamTrain to get rid of the Investment information required for a Canadian retirement. I have never had a Canadian or any other foreign investments. It was kind of a pain to delete the information I had already entered and then have to reenter it but SteamTrain's solution worked!   Thank you everyone for your suggestions! Dmc48