Schedule 1-A

[user17700666027]

Turbo tax is forcing me to use Schedule 1-A to take the Enhanced Deduction for seniors.  My income is already less than the standard deduction, so I don't need this.  All this is doing is forcing me to pay for an upgrade to turbotax deluxe for a deduction than I cannot use.  How to I remove this option of using this form?  I have to enter my birth date, so it knows how old I am and it forces me to use this form.

[DoninGA]

If the total of all income received in 2025 is less than the standard deduction for your filing status there is no reason to file a tax return.  Unless you had federal taxes withheld and then you would file for a tax refund.

Additionally, the Free online edition supports Schedule 1-A

[user17700666027]

I paid $639 in tax on income received from my retirement account.  

[user17700666027]

I paid $639 in tax on income received from my retirement account.  So I need to file to get that refunded.

[DoninGA]

@user17700666027 If your only income is from Social Security on a Form SSA-1099 and retirement income on a Form 1099-R, there is no need to upgrade from the Free online edition.

Did you have any other income or did you contribute to an IRA so that you would be eligible for the Saver's Credit (not supported by the Free edition)

You may want to clear your tax return and start over to get rid of the requirement to upgrade.

If you have not paid for the online edition you are using, have not filed your tax return or registered the Free edition, then you can clear your return and start over. Click on Switch Products on the lower left side of the program screen while working on the 2025 online tax return. Click on Clear & Start Over

Go to this TurboTax website for the Free online edition - https://turbotax.intuit.com/personal-taxes/online/free-edition.jsp

[user17700666027]

And no, the free edition does not support Schedule 1-A.  I keep getting the message, "You have Schedule 1, Additional income and adjustments to income." Upgrade to Turbotax do it yourself deluxe.  Or is schedule 1-A included and not schedule 1?

[user17700666027]

I have 1099-int from savings account and one from a CD that charge me a penalty of $6.93 when it was moved mid year to a higher earning CD. 

[VolvoGirl]

If you don’t want to claim the $6.93 CD penalty then delete it from the 1099Int box 2.   Then it won’t need Schedule 1.   And yes you can get Schedule 1-A in the Free Edition.  Schedule 1-A and Schedule 1 are completely separate things.  

[DoninGA]

@user17700666027 it is referring to Schedule 1 not Schedule 1-A.  And the Free edition does not support Schedule 1.

Look at your tax return and review Schedule 1 to see what line is being used for an income entry.  That will give you the reason for the message.

You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

[user17700666027]

So, it would be ok not to include that 1099-INT, because that $6.93 does nothing for me at all.

[user17700666027]

I forgot to mention that the interest income on the 1099-int was only $2.93

[DoninGA]

@user17700666027 You have to report the interest received as shown in box 1 on the Form 1099-INT but you can remove the early withdrawal penalty that is in box 2 of the 1099-INT.

[user17700666027]

Thank you.