How do i file without a w2. im unemployed and have no income for 2022 to report

[DoninGA]

If you received no income of any kind in 2022 there is no need for you to file a 2022 tax return.

[bstark2179]

But I do receive income from the VA. And I do pay over $7,000 a year for taxes and insurance for my home. But none of my VA income is taxable.

[DoninGA]

If you have no other income other than from the VA there is no reason or need for you file a 2022 tax return.

[DoninGA]

Your property taxes paid is only entered on Schedule A as an itemized deduction.  The insurance paid is not reported on a tax return.

Since you have no income to enter on the tax return there can be be no deductions to reduce your 0 income.  That is why there is no need to file.

[bstark2179]

So I just lose all tax monies paid on my home mortgage?

[xmasbaby0]

If you want to look at it that way......but you paid no tax. on your income.  Income tax refunds come from overpaying your taxes.   You cannot get a deduction for a refund of taxes you did not pay in the first place.  And if it is any comfort , most people cannot deduct their mortgage interest nowadays.  The standard deduction increased with 2018 and beyond, making it very difficult for people to use itemized deductions like mortgage interest,