Made a Qualified Charitable Distribution in 2020. My 1099-R tax amount includes both RMD and the QCD. TurboTax does not ask me if any part of the RMD was a QCD. Help!

[airedalejohn]

Double checked DOB.  It is correct - 11/13/1949

Box #7 is checked with "7".

IRA/SEP/SIMPLE box is checked.  

Is there anyone at TurboTax you can forward to assist?  One of the "experts"?

I have no idea what's going on.

[macuser_22]

You said you deleted "this particular 1099-R"  - is there more than one?    Something on a different 1099-R might be blocking it.    I would delete  ALL 1099-R's and just enter this one by itself.

Nobody in this public forum can actually look at your tax return.

You can call customer support who can request a diagnostic copy of your return  to trouble shoot it.

There is no single published number because it changes contently depending on the nature of the call and agent availability. Following the link below will either give a current number for you to call or take your number for a callback.

Here is a TurboTax FAQ for contacting customer support.

https://ttlc.intuit.com/questions/1899263-what-is-the-turbotax-phone-number

[airedalejohn]

Appears there is a programming issue per attachment.  Agree?

[macuser_22]

The March 5th  update fixed the 70 1/2 problem in most cases.

[macuser_22]

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@airedalejohn wrote:

Appears there is a programming issue per attachment.  Agree?

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Yes that appears to be a bug for a person with ta DOB of 7/9/1950 that is 70 1/2.   It does not seem to be any problem for a person born in 1949. 

[airedalejohn]

I hear you but do you agree that there remains an issue with my return?

I understand that I should be able to make a non-taxable direct Qualified Charitable Distribution based on the information that we have reviewed.  Since I have eight 1099-Rs, I have been reluctant to delete all of them and start over.  But will try if you think there is a chance it will rectify this issue!

[macuser_22 · Accepted solution]

I think I see where the bug is.   They are using 71 1/2 as the age and not 70 1/2.

They fixed the original bug on 3/11 but created a new one.

My test screen shots used a DOB of 1/1/1949 and you are 11/1949.

Edit the personal information and and change your DOB to 1948 and you should get the question.   Fill out the rest of the 1099-R and then change your DOB back to the correct DOB.  That will not affect the tax return in any way - it is just to get TurboTax to ask the correct question.

You will need to deleted the 1099-R first to reset it.

[RelaxAtHume]

I did this, but when I tried to eFile the return, it keeps bringing me back to the 1099-R QCD line, and won't let me enter the value of the RMD.  

This is an IRA that I inherited from my mother who was born in 1921, so I understood that I could donate the RMD based on her age, but TurboTax looks at my age (when I try to eFile)

[macuser_22]

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@RelaxAtHume wrote:

I did this, but when I tried to eFile the return, it keeps bringing me back to the 1099-R QCD line, and won't let me enter the value of the RMD.  

This is an IRA that I inherited from my mother who was born in 1921, so I understood that I could donate the RMD based on her age, but TurboTax looks at my age (when I try to eFile)

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The deceased age does not matter.  Are *you* over age 70 1/2?     It is you that must meet the age requirement to make a QCD if you are making the donation.

[RelaxAtHume]

Well, you were right and I was wrong.  I am 70/1/4, so I missed the cut off. 

I checked with a tax attorney, and you were correct that it depends on my age, and not my departed mother.