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There is not an IRS early withdrawal exception for a personal hardship. Nor is there an IRS early withdrawal exception for the purchase of a personal residence when the funds are withdrawn from a 401(k). The withdrawal is a taxable event and the taxable amount withdrawn is entered on your tax return as ordinary income and taxed at your current tax rate. If the withdrawal was made before you were 59 1/2 or you were not separated from your company that held the 401(k) and under the age of 55, then there is a 10% early withdrawal penalty assessed on the federal tax return, entered on Form 1040 Line 59 as a tax liability.
See this IRS Tax Topic for early withdrawal exceptions from accounts other than an IRA - https://www.irs.gov/taxtopics/tc558.html
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