Yes, you can report your child's investment income on your own return (Form 1040) using IRS Form 8814... as long as they meet these requirements:
The child was under age 19 (or under 24 if a ful...
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Yes, you can report your child's investment income on your own return (Form 1040) using IRS Form 8814... as long as they meet these requirements:
The child was under age 19 (or under 24 if a full-time student) at the end of the year.
Their only income was from interest and dividends (including capital gain distributions from the 1099-DIV (if they had a W-2 or sold stocks (1099-B), they must file their own tax return).
Their total gross income was less than $13,000 (for 2024) or $13,500 (for 2025).
No federal tax was withheld from the 1099-DIV (no "backup withholding").
Enter Child's Investment on Parents' Tax Return:
Open or continue your return.
Under Federal tab, Click on Wages & Income.
Scroll down to Less Common Income, and Click on Start/Revisit next to Child's Income (Form 8814).
The program will ask if your child had more than $1,300 (2024) or $1,350 (2025) in unearned income... follow the prompts to enter the 1099-DIV data.
Note: If your teen's total investment income is less than $1,300 (for 2024) or $1,350 (for 2025)... The "Kiddie Tax" Threshold... it is probably not taxed at all. You may not even be required to report it, however, many parents do for completeness (record keeping);.