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I have entered this same issue over the past two years. Been in IT my whole life and any 12 years ago old kid could fix this issue in 5 minutes. It really is starting to seem like a money grab by forcing people to pay TurboTax the additional 40 dollars. This should be a class action suit. Two days of this issue would be acceptable. Two plus years a suit is needed. 

The help article link that @baldietax shared included links to remove specific add-on services, including TurboTax Experts, from your TurboTax account to reduce your fees.    You can also clear and start over to remove all fees and start from scratch as long as you haven't paid, registered, or deducted the TurboTax fee from your refund.   @elbrazelton 

Follow these steps to find your prior year (amended)  return in TurboTax Online:   Sign in to your TurboTax account. Make sure you're using the same TurboTax account (same user ID) as in previous years. There are two ways to get your prior-year returns: Select Documents from the menu, use the dropdown menu to choose the tax year you want, and select Download tax PDF. On Tax home, scroll down and select Your tax returns & documents. Select the year you want and select Download/print (amendment) return (PDF). If the year you're looking for isn't there, it might be in a different account. Go here to find all of your accounts. One of them should have the return you're looking for.   Amended returns can only be e-filed using TurboTax for the current tax year, which is currently 2025. Prior year amended returns can be prepared in TurboTax but will need to be mailed. The first page in your printout of a return to be mailed is your instructions. This page gives you the address to send your return, and any forms you need to include with your return.   You’ll need to pay any tax balance due by check when you file by mail, or pay online at the IRS or state website.   Please see this help article for more information about filing by mail with TurboTax.  

Are your New York itemized deductions higher than your New York standard deduction? Both the itemized deductions and the standard deduction for New York are different from the federal itemized deductions and standard deduction. How do you know that the itemized deductions did not flow to the New York return. In TurboTax Online you can't see Form IT-196 (New York itemized deductions) if it's not included in your tax return. The TurboTax program for New York does not show you a comparison of your itemized deductions and the standard deduction.  

I followed the instructions and fixed it. Now my refund is more. I'm assuming my original filling thought I was taking 7000 from IRA, so I got penalized on it. Another question do I need to file a Form 8606?

@DebpankarPershad  , Namaste Pershad ji --- is this what you are talking about ?   "The short-term rental loophole, also known as the STR loophole, is an IRS-recognized tax strategy that treats rental properties with average guest stays of seven days or less as active businesses. When combined with material participation and cost segregation, this classification allows investors to deduct accelerated depreciation against ordinary income, including W-2 wages. Traditional long-term rentals face passive activity loss limitations unless the owner achieves real estate professional status. Short-term rental properties bypass this requirement through material participation rules. An owner who participates 100+ hours annually in their STR operations can deduct losses against ordinary income without a real estate professional designation. The tax code treats short-term rental properties as Schedule C businesses when properly structured. This treatment enables accelerated depreciation deductions that offset W-2 income, business profits, and investment gains." NOTE that this suggests that STR ( of seven days or less rental at a time ) is treated as a Schedule-C business and therefore  TurboTax already supports this.  You just file a Schedule-C instead of a Schedule-E.    I am assuming that you are operating this through an LLC and therefore the K-1.  If this is your first year at this , I would strongly suggest using a tax professional --- I say this because  a Schedule-C  may be better handled at the entity level ( unless of course  you are a single member LLC, in which case K-1 gets you back to the same question of entity vs share holder ).   Is there more I can do for you ?   Namaste ji   pk

You can navigate to the rental property section and add an asset to claim depreciation. You'll be given the option to take 179 or bonus, when the asset qualifies.   Here's how to do this in TurboTax Online:   Navigate to Federal > Wages & Income > Rental Properties and Royalties (Sch E) Edit the rental using the pencil icon Navigate to Assets, choose pencil icon if you have an asset already set up.  Now, you can add new assets. 

Thanks so much, ReneV4, for these steps.  I've done the deletions you suggest.  I've re-created the 1099-R, entered 10000.00 in Boxes 1 and 2, completed the other relevant boxes as before.     Then, at the "How much of this distribution applied to your December 31, 2025 RMD?", I select "Some of this distribution applied to the December 31, 2025 RMD, enter 10000.00, then it turns red and says "RMD amount shouldn't be greater than the total distribution." and I cannot proceed or go back. But - if I select "The entire distribution applied to the December 31, 2025 RMD", the error clears and I can Continue. Ain't that weird!  The tax due seems to calculate to what we'd expect, and in the Forms view, I don't see that a Form 5329 has been created.   Is this perhaps some odd kind of rounding error between the amounts in the two boxes, or something else?   And is selecting "The entire distribution..." an appropriate solution? Thanks  

Qualified Tuition Plans  (QTP 529 Plans) Distributions General Discussion It’s complicated. For 529 plans, there is an “owner” (usually the parent), and a “beneficiary” (usually the student dependent). The "recipient" of the distribution can be either the owner or the beneficiary depending on who the money was sent to. When the money goes directly from the Qualified Tuition Plan (QTP) to the school, the student is the "recipient". The distribution will be reported on IRS form 1099-Q.  The 1099-Q gets reported on the recipient's return.** The recipient's name & SS# will be on the 1099-Q. Even though the 1099-Q is going on the student's return, the 1098-T should go on the parent's return, so you can claim the education credit. You can do this because he is your dependent. You can and should claim the tuition credit before claiming the 529 plan earnings exclusion (unless your income is too high).  The American Opportunity Credit (AOC or AOTC) is 100% of the first $2000 of tuition and 25% of the next $2000 ($2500 maximum credit). The educational expenses he claims for the 1099-Q should be reduced by the amount of educational expenses you claim for the credit. Room and board (R&B) are also qualified expenses for the 529 distribution, but not the AOC (R&B are also not qualified expenses for a scholarship to be tax free). But be aware, you can not double dip. You cannot count the same tuition money, for the tuition credit,  that gets him an exclusion from the taxability of the earnings (interest) on the 529 plan. Since the credit is more generous; use as much of the tuition as is needed for the credit and the rest for the interest exclusion. Another special rule allows you to claim the tuition credit regardless of whose money was used to pay the tuition. In addition, there is another rule that says the 10% penalty is waived if he was unable to cover the 529 plan withdrawal with educational expenses either because he got scholarships or the expenses were used (by him or the parents) to claim the credits. He'll have to pay tax on the earnings, at his lower tax rate (subject to the “kiddie tax”), but not the penalty.   Total qualified expenses (including room & board) less amounts paid by scholarship less amounts used to claim the Tuition credit equals the amount you can use to claim the earnings exclusion on the 1099-Q.  Example:   $10,000 in educational expenses (including room & board)    -$3000 paid by tax free scholarship***    -$4000 used to claim the American Opportunity credit  =$3000 Can be used against the 1099-Q (on the recipient’s return)   Box 1 of the 1099-Q is $5000 Box 2 is $2800 3000/5000=60% of the earnings are tax free; 40% are taxable 40% x 2800= $1120 There is  $1120 of taxable income (on the recipient’s return)   **Alternatively; you can just not report the 1099-Q, at all, if your student-beneficiary has sufficient educational expenses, including room & board (even if he lives at home) to cover the distribution. You would still have to do the math to see if there were enough expenses left over for you to claim the tuition credit. Again, you cannot double dip!  When the box 1 amount on form 1099-Q is fully covered by expenses, TurboTax will enter nothing about the 1099-Q on the actual tax forms. But, it will prepare a 1099-Q worksheet for your records, in case of an IRS inquiry. On form 1099-Q, instructions to the recipient reads: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution."  ***Another alternative is have the student report some of his scholarship as taxable income, to free up some expenses for the 1099-Q and/or tuition credit. Most people come out better having the scholarship taxable before the 529 earnings. A student, with no other income, can have up to $15,750 of taxable scholarship (in 2025) and still pay no income tax. 

Q. To claim the LLC, it is just enough to enter the 1098-T details in TurboTax and not enter the 1099‑Q at all. Did I get it correct? A. Yes.  Q. How do I properly adjust or allocate the expenses in TurboTax so that only the $3,132 out‑of‑pocket portion is used for the LLC calculation? A. Enter the 1098-T with $3132 in box 1.  Ignore the  instructions to “enter the exact amount that's in your form”.  For an explanation, See item #3 at the "5 points link"*   Even though $5000 of tuition was paid by the 529 plan, you have the option of allocating that $5000 to the LLC and claim the full $8132.  You may allocate other expenses to the 1099-Q, including room & board (even if the student lived at home) and books and a computer.  If there isn't enough of those expenses, the family will almost certainly come out better if you claim the LLC and let the student pay a little tax on a portion of the 1099-Q earnings (box 2).  See example in the separate reply below. The LLC is 20% of tuition paid and not as generous as the AOC.    *Here's a post on the five main points on the  1098-T: https://ttlc.intuit.com/community/college-education/discussion/re-what-do-i-do-with-form-1098t/01/3760212#M63114

Hi Diane, Thank you so much for this information!  I finally rec'd a complete copy of the trust taxes from the CPA (not just the K-1, which he emailed earlier).  Based on the K-1 instructions you referred me to (page 48), I searched for a Statement A-QBI Pass-Through Form and found the amount for the Section 199A Dividends!  It has a different person listed as the owner of the K-1 but since she's the only one who got a K-1 for 2025, that should be an easy error for the CPA to fix.  I appreciate your help.