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Hi RogerD1   Thank you for your follow-up and timely response, as I knew this required research!   Excellent!    I followed your detailed instructions and understanding of IL 1299-C and 1299-I.    The tax outcome was as I expected and was done within TurboTax based on your instructions.     

If you are using the Desktop version of TurboTax (installed on the hard drive of your computer), you need to go to Forms Mode first before you will find the Delete button at the bottom of the screen.  Bill's instructions under *** Desktop *** will tell you how to do that.     But, if you are using an Online version of TurboTax (not installed on your computer), follow Bill's instructions after the ***Online *** title to delete the forms he suggests in steps 3 and 4.   Then follow Bill's steps 5 and 6.   @Paulse3 

Sorry--you are very mistaken about her SS not being taxable.   Why are you filing separate returns?   You should be filing a joint return.    When you file MFS, 85% of her SS automatically becomes taxable.     If you were legally married at the end of 2025 your filing choices are married filing jointly or married filing separately when you prepare your 2025 return.   Married Filing Jointly is usually better, even if one spouse had little or no income. When you file a joint return, you and your spouse will get the married filing jointly standard deduction of $31,500 (+ $1600 for each spouse 65 or older)  for 2025. You are eligible for more credits including education credits, earned income credit, child and dependent care credit, and a larger income limit to receive the child tax credit.    If you choose to file married filing separately, both spouses have to file the same way—either you both itemize or you both use standard deduction. Your tax rate will be higher than on a joint return.    Some of the disadvantages of filing separately include:    You cannot get earned income credit,  You cannot get education credits or deductions for student loan interest.  You cannot get the childcare credit You have a lower amount of income on which to base the refundable additional child tax credit 85% of your Social Security benefits will be taxable even with no other income  The amount you can contribute to a retirement account will be limited. Capital loss deduction is less than if you file jointly You cannot get the $6000 senior deduction You cannot get the deductions for overtime or tips    If you live in a community property state, you will be required to provide additional information regarding your spouse’s income. ( Community property states:  AZ, CA, ID, LA, NV, NM, TX, WA, WI) and your returns become very complicated.    If  you are using online TurboTax to prepare your returns, you will need to prepare two separate returns and pay twice since with online, you get one return per fee.     https://turbotax.intuit.com/tax-tips/marriage/should-you-and-your-spouse-file-taxes-jointly-or-separately/L7gyjnqyM?srsltid=AfmBOopGqCNexowW0pYgvsf7ycIkrx4VjO_63UXv6vSnfu3UEGQiKQTh   https://ttlc.intuit.com/turbotax-support/en-us/help-article/income/getting-married-mean-taxes/L2RgmagpE_US_en_US?uid=m69on7t0     https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/married-filing-separately-community-property/L11CeLUMs_US_en_US?uid=m69ousyh    

Because your rental property was used as a personal residence for only 30 out of 365 days (less than 10%), it doesn't qualify for the home mortgage deduction. Instead of entering the 1098 information for that property under Schedule A, enter the full amount for Schedule E (which is not limited). Then you can report only your second 1098 for Schedule A (still subject to the $750,000 limit).   Remember to report the 30 days as personal use days for the rental property.   See also IRS Pub 936 Second Home rented out   [edited 1/28/2026 | 8:08 am]

The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)     2025 STANDARD DEDUCTION AMOUNTS SINGLE $15,750  (65 or older/legally blind + $2000) MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600) MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600) HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)     For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.   (The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)   The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it. IRS Schedule 1-A https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

You can!  Go back to the first question that was asked of you when you started on the section for the 1095-A.  The first question was "Does this Form 1095-A have the same amounts for each column in all twelve months?".  Make certain that you answer 'no' to that question and the system will have you enter each month's numbers separately.

Thanks for your advice. It reflects pretty much what I have tried already. I put 0 in the 119A income amount, since I had an overall negative number (-$10,664) as the bottom-line income. That seemed to make the final review "happy" and that "question to fix" went away. I have not filed yet and will not do so until I'm closer to finishing our personal taxes. So, I guess we don't get QBID, since we didn't have any income? Should I just hope the loss carries over to next year's business income? I had hoped we could use it against this year's personal income, but I guess not. I will check 7203 if I can find where I saw it in questionnaire or review process, but I think I refreshed calculations. End of year stock basis was $564,000, value of property after depreciation and minus small startup loan from shareholders, wife and me. Beginning of year basis was zero since this was first year of business and not all units rented. Thanks again, will await any further advice. -MDS

On the consumer side, the QMID requirement changes how you shop. It is no longer enough to ask whether a window is efficient; you now need to confirm that the manufacturer has assigned a qualified product identification number and that this number will appear on your documentation - Invoice or other documentation received from the contractor. Guidance aimed at homeowners notes that starting in 2025, the Internal Revenue Service is implementing new identification rules for the Energy Efficient Home Improvement Tax Credit, and that you will need the manufacturer’s code in order to claim the credit. That means you should ask your contractor or supplier to provide the exact model numbers and the associated identifier in writing before installation.   The QMID may not be on the windows. So call the contractor if you cannot locate it. 

Some customers are experiencing issues when trying to file and pay with their refund.  We are investigating this issue.  However, if you would prefer to file now, you can do so by switching to pay your TurboTax fees with a credit card instead of using the pay with my refund option by following these steps.