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Another user came to my rescue with their Feb 1st post. See my reply on Feb 7th for more detail:    user[phone number removed] New Member I was baffled also by the forced standard deduction. Looking into it this morning, I found that on the Forms view Info Worksheet, Part VI-Additional Information for Your Federal Return, it had automatically checked the box to take the Standard Deduction even if it is less than Itemized Deductions. I unchecked and saved and the refund increased substantially. Hopefully, it won't try to switch it back. Not sure why someone would want to make that election but maybe there are reasons.   ‎February 1, 2026 8:28 AM ---------------------------------------------------------------------------------- YOU ARE A GENIUS!!!! I've been going over this a dozen times and couldn't figure out why Schedule A was correct but line 12e ON THE 1040 was using the Standard Deduction. I had chosen to use the larger figure but the form defaulted to the lower figure somehow. It was a nearly $3K owed difference. THANK YOU!!!!!!   The online instructions about changing back and forth from Itemized to Standard are not applicable to what we see on the screen in the Desktop version of TT.   PS I had to uncheck that box twice and click CLOSE at the bottom of the page, then run through the beginning sections a couple more times to get the change to "take."    THIS IS DEFINATELY A GLITCH FOR TT DELUXE 2025. ‎February 7, 2026 9:05 PM  

No, you don't need to enter the contribution in.  TurboTax will advise you if you make an excess Roth contribution and will advise you to remove the amount that is disallowed plus the earnings.  If you left the Roth contribution in place, you would have been paying an annual 6% penalty on that amount every year.  Because you withdrew the contribution. it shouldn't be reported in TurboTax, but the removal of the contribution plus the earnings using the steps we gave you will let the IRS know that you did make a Roth contribution, found out that you were not eligible to make a contribution then removed that contribution plus the earnings.  Yes, and do be sure to follow the steps to remove the 10% penalty on the earnings.   If you make a Roth IRA contribution, you should report them in TurboTax each year you do one and the software will left you know if you are eligible to make the contribution.  A better strategy that you can employ is the "Backdoor Roth" strategy.  This would involve your making a traditional IRA contribution.  Based on your income and whether or not you are covered by a retirement plan at your workplace, your traditional IRA contribution may end up being non-deductible.  In that case, you can convert that traditional IRA contribution to a Roth IRA contribution.  If your traditional IRA doesn't have any "pre-tax" money in it, then the "Backdoor Roth" conversion is free of tax and will grow tax-free as well.   More on the Backdoor Roth

Thank you. However, my software version does not allow for edits as you describe.  There is something wrong this year with the TT premier desktop version.  It has been mentioned by many others, and I have 28 years of TT usage, I don't think it is my error.  This has been a very frustrating filing experience.  But I appreciate your reply, thanks.  

Issue was resolved with a work around noted by my February 7th reply to the post of February 1st below:    user[phone number removed] New Member I was baffled also by the forced standard deduction. Looking into it this morning, I found that on the Forms view Info Worksheet, Part VI-Additional Information for Your Federal Return, it had automatically checked the box to take the Standard Deduction even if it is less than Itemized Deductions. I unchecked and saved and the refund increased substantially. Hopefully, it won't try to switch it back. Not sure why someone would want to make that election but maybe there are reasons.   ‎February 1, 2026 8:28 AM ---------------------------------------------------------------- YOU ARE A GENIUS!!!! I've been going over this a dozen times and couldn't figure out why Schedule A was correct but line 12e ON THE 1040 was using the Standard Deduction. I had chosen to use the larger figure but the form defaulted to the lower figure somehow. It was a nearly $3K owed difference. THANK YOU!!!!!!   The online instructions about changing back and forth from Itemized to Standard  are not applicable to what we see on the screen in the Desktop version of TT.   PS I  had to uncheck that box twice and click CLOSE at the bottom of the page, then run through the beginning sections a couple more times to get the change to "take."    THIS IS DEFINATELY A GLITCH FOR TT DELUXE 2025. ‎February 7, 2026 9:05 PM  

To enter your SEP IRA contribution in TurboTax Online after entering your self-employment income, follow these steps: 1. Use the search bar and type "SEP IRA contributions". 2. Select the option to start or update your SEP IRA contributions. 3. Answer Yes to "Did you make a 2025 self-employed retirement plan contribution?". 4. Indicate whether you contributed to an Individual or Roth 401(k) plan. 5. Select Yes when asked if you want to make a contribution to a Keogh, SEP, or SIMPLE retirement plan. 6. Enter the amount you contributed to your SEP IRA on the contributions screen. This section appears only after TurboTax recognizes your self-employment income. Make sure your self-employment income is fully entered to access this deduction.

@mergleman wrote: Very helpful thank you. Unfortunately, the reason I went back and checked 7 in the first place is because if I don't, I'm told I have an excess of 3800 for the 2025. If your contributions for 2025 were all by payroll, do not enter them again as deductible contributions.  You have zero deductible contributions for 2025.  That is because your contributions by payroll were already subtracted from your W-2 box 1 taxable wages.   As I stated above, all payroll contribution are "employer" contributions and are reported on the W-2, even your voluntary contributions.  You only separately enter any direct contributions you made out of pocket, which you said you did not make in 2025. 

Make sure that you logged in with your same account that you used to prepare the tax return.  Sometimes when you exit TurboTax, you must select Open or Continue to get back into the return.     You can find all of you accounts by:   First, sign out of your account (otherwise, you'll be thrown into a loop in step 2) Go to our Let's get you signed in page Enter your email address, phone number, or user ID We'll send a code to either your email address or your phone. Enter the code we've sent you. We'll show you a list of your accounts. Select the one you want to sign in to. If you already filed your return, you are in the right account, and you are just wanting to print the return:   Open or continue your return. Select Continue or Start on Tax Home to enter your return. Select Tax Tools from the menu. Select Print Center, choose Print, save, or preview this year's return, and follow the instructions. If you haven't yet paid your TurboTax Online fee (or registered, if you're using a free version), you'll need to do so before you can save the PDF. Please reach us again if you are unable to find your return.  

I just downloaded a few days ago another IB 1099B and 8949 different account same computer. Its like the luck of the draw? how many times do you think your program freezes when you update especially if you have multiple states, it takes a minimum of three tries  especially after you shut off system a few times.. I do understand credible excuses but I will have to dowload to a laptop .  I havent been my usual self with prognosis of cancer last week and having this much trouble.

@IsabellaG thank you for taking a look. I'm filing an Oklahoma return since I have a rental property in the state (but it operated at a loss this year).   Any idea what the repercussions might be for selecting "This property does not qualify for exclusion"? It seems like this would make more sense if the box were for "does qualify for exclusion".   I would think that qualifying for an exclusion would mean that the entry is excluded from my Oklahoma return, whereas not qualifying would, in turn, make the entry in scope for the Oklahoma return.