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I did file without the 8962 and it was rejected. I just have 2 months that I had a plan on the health exchange and paid the full premium with no PTC, and I’m not eligible for the PTC. My 1095-A has values in Columns A and B for the two months, and column c is $0. I was told by TT customer service that the software won’t populate an 8962 because there is no PTC and nothing due, however the IRS won’t accept the return without Form 8962 since I they have a 1095-A for me. 

Extra question: since it's before April 15, if I make a personal contribution for the year 2025 in the amount of  $3,550 (given the $5000 was withdrawn under code 2 - excess contributions), doesn't it even out?   (Please stop me now if I'm making things worse)   Something like this on form 8889: Total contributions: $5000 + $3,550 (+ carryover $5000 from 2024) Total distributions: $5000 code 2 + earnings on distributions  Total taxable distributions: 0   Totals for the year 2025: $5000  (2024) + $5000 (employer, 2025) + $3,550 (me) - $5000 (code 2) = $8,550 

If you're referring to Rental Expenses you claimed on Schedule E of your Federal return, these don't need to be added back under 'Other Adjustments' in your Arizona Non-Resident return.  The only item from rental activity that may need to be added back is if you added a new Rental Asset, and claimed Bonus Depreciation.  Arizona follows different rules than Federal on this deduction.    Common add-backs include non-Arizona municipal bond interest, bonus depreciation (or specific Section 179 differences), expenses related to tax-exempt income, and state income taxes deducted on the federal return.   Here's more info from State of Arizona on Additions to Income (see page 13).   @jilid 

IRS needs to verify my sons identity on a video call To verify your son's identity for IRS purposes, you can use the ID.me platform, which allows for video call verification. Here are the steps to follow: Create or sign in to your ID.me account: This is necessary to initiate the verification process. Upload a photo ID: A valid photo ID such as a driver's license, passport, or state ID is required. Join a video call: The IRS representative will join the call to verify the identity. Follow the instructions: The representative will guide you through the verification process, which typically includes answering questions and providing additional documents if needed. If you encounter any issues during the verification process, such as being unable to sign in to your ID.me wallet or having trouble with the video call, you can refer to the IRS Help Center for assistance. For more detailed instructions and troubleshooting, you can visit the IRS Help Center or watch a tutorial video on how to use ID.me to verify for IRS access.

@dhurandhar  that is correct.  The carry ( forward/backward) option is available ONLY when form 1116 is used and use  thereof is quite iffy -- more of an asymptotic recovery at best.   Namaste ji 

Hi again. I think I may have uncovered the unknown I had been trying to find. I couldn't understand why my total tax would be higher with taking a Std Deduction ($34.7k) than with Itemized Deduction ($15.2k). It looks like if I take the Standard Deduction (reducing my taxable income by the $34.7k), then I cannot also take the Minimum Tax Credit (to recover a prior year AMT paid). If I do Itemize (reducing my taxable income by the $15.2k), I can also take the MTC (reducing my actual tax by over $10k in my case), which ends up being more beneficial. Does all that make sense? I wasn't aware that I couldn't take both the standard deduction and the MTC. Do you know...is that a change for 2025?

yea everyone has done their part but no one can tell me what the actually reason for my federal tax refund being delayed or when I will actually receive my federal tax refund then I'm fixing to lose my house cause I needed my federal tax refund to pay my house taxes but yet I don't qualify for a tax advocate.

The instructions for the desktop backdoor Roth do not align with what I'm seeing in the interview steps.  the top half (before TTax Online) second bullet, it seems we should only enter the non-deductible portion this year and need to wait for the 2026 1099-R to finish this process.  But the desktop interview does not indicate that. Then jumping to your Desktop instructions, step 6 is incomplete.  There are a whole bunch of questions to go through and then there is not a "deductible contributions elected non-deductible box" in my interview steps.  You may be referring to form 8606 and not the interview.  All the non-deductible questions in the interview apply to 2024 (or prior) non-deductible contributions and not one for the 2026 $ intended for 2025 tax year.  Finally, It may be helpful if the paragraph that starts "If your conversion contains contributions made in 2025 for 2024", that you include a similar statement for those of us who want to make a 2025 non-deductible contribution in 2026.  I believe if I substitute 2026 for 2025 and 2025 for 2024 in that paragraph, I read that to mean that filing form 8606 for the 2025 tax year is required to establish the cost basis in 2025 for nondeductible IRA contributions that were made between Jan 1 and Apr 15 2026.   Does that makes sense?  Thank you. Ken

If you are filing as Married Filing Separately you are not eligible for the deduction.  If you are Single and your AGI is over $175,000 or Married Filing Jointly and your AGI is over $250,000 you are not eligible for the deduction.   If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.   Standard deductions for 2025 Single - $15.750 add $2,000 if age 65 or older Married Filing Separately - $15,750 add $1,600 if age 65 or older Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older Head of Household - $23,625 add $2,000 if age 65 or older   New Bonus Standard Deduction (OBBB): An additional $6,000 deduction for taxpayers 65 and older. This is per eligible individual, meaning a married couple both over 65 could get $12,000. Important: This bonus deduction is temporary, lasting from 2025 through 2028. Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers. The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b Look at your Form 1040 - You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.