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Hello Dawn,    Thank you for your detailed response. I really appreciate it.   I have a follow-up question from a legal and ethical standpoint: Since I did not actually receive a Form 1098-E, would it be considered misrepresentation or legally problematic to answer “Yes” to that question in TurboTax, even if the purpose is simply to enable manual entry of valid student loan interest from a foreign lender? I want to be sure that my tax return is both accurate and compliant with IRS requirements, and I’m unsure whether using this workaround crosses a line in terms of truthfulness on the return. 

Code G means that the distribution is a Direct rollover of a distribution to a qualified plan, a section 403(b) plan, a governmental section 457(b) plan, or an IRA.   Unless it is a rollover to a Roth IRA account in which case it is taxable, this rollover is generally non taxable.   Verify that this is the case.

See the information specifically for gift splitting below and it would not be double. You are entering for each spouse as indicated by our Tax Expert @RobertB4444 . Gift splitting elected.  Enter on Schedule A the entire value of every gift you made during the calendar year while you were married, even if the gift's value will be less than $18,000 after it is split in column (h) of Part 1, 2, or 3 of Schedule A. Gifts made by spouse.   If you elected gift splitting and your spouse made gifts, list those gifts in the space below “Gifts made by spouse” in Part 1, 2, or 3. Report these gifts in the same way you report gifts you made.  @bretthardy 

Yes, you need to enter this Form 1099-R as shown. No, you cannot just change the code since you did not withdraw the earnings with the excess contribution.   To clarify, did you have any Roth IRA contributions in prior years? If yes then you can enter your net contributions prior to 2024 in the follow-up questions. Note, you can withdraw contributions you made to your Roth IRA anytime, tax- and penalty-free.   Click on "Search" on the top and type “1099-R”  Click on “Jump to 1099-R” and enter all your 1099-Rs Click "Continue" on the "Review your 1099-R info" screen after you entered all you Form 1099-R Answer "Owned Any Roth IRA for Five Years?" screen Continue through the questions and make sure you enter the net contributions prior to 2024 on the "Enter Prior Year Roth IRA Contributions" screen On the "Any Roth IRA Conversions?" screen answer "Yes" if you made conversions before 2024 Continue through the questions.    

It may be that your income is over $47,025 (single filer) or $94,050 (joint filer), in which case qualified dividends would begin to be taxed at similar rates to ordinary dividends, which are taxed at ordinary tax rates.   On the Qualified and Capital Gains worksheet, you will see the qualified dividends listed on line 2 being added to the capital gains on line 3 and later on line 16 the difference between those numbers and the income threshold being used to apply the 15% tax rate (on line 18) to arrive at the portion of your capital gains and qualified dividends that are being taxed. The amount below the threshold therefore are not being taxed, so your qualified dividends are getting the preferential capital gain tax rates.     [Edited 4/10/25 at 5:01 PM PST] @ladyswg 

When you have finished with all of your returns, and you reach the File section, TurboTax asks if you want to file both the Federal and State returns. If you already filed your Federal return but didn't e-file the state at that time, see this help article.    If you e-file your federal return by itself, you must wait for it to be accepted before you can e-file your state. Or, you can paper-file your state return whenever you're ready.   @funcntrychic 

1- No.  That isn't income.  You unloaded personal items.  It's like a garage sale - you don't need to report it.   2- Nothing.  Distributions of items that are not taxable don't have to be reported.  Make sure you dot the I's and cross the T's for the laws in your area but there are no federal forms that you need to file for this estate.   However, you and your siblings may need to report your portion of the sale of the house on your personal returns.  You will report it as a sale of a house with the amount of the proceeds that you received as a sale price and the exact same amount as the cost or 'basis' of the property sold.     @DBRankin 

Did you get this resolved?  I am having the same issue.  I've used this company for several years and have always just entered the SSN because they don't have an EIN.  Now nothing works and says I have to file by mail.  I have deleted it and re-added it three times, and I am still getting the same error.

you need to provide more details for anyone to help...   are you talking about 1099-INT Box 8 or 1099-DIV Box 12?   What do you mean by "whole other number" - is it close but off by a small adjustment, or just totally missing the 1099 amount?   If 1099-INT do you have any premium or accrued interest adjustments?   If 1099-DIV double-check the state assignments in the interview screens following the screen with the box amounts, are split correctly, and the 1099-DIV is not flagged for "needs review" when you look at the list of your 1099s.   If you are seeing strange numbers from a 1099 it's worth trying to re-input as a fresh 1099 especially if imported.