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If you never had state Marketplace insurance and you were never a dependent of someone who had state Marketplace insurance, why do you need a Form 1095-A?   Go to this healthcare.gov website to see if there is a 1095-A available for you - https://www.healthcare.gov/tax-form-1095/

If you did not have health insurance at all, you do not get a Form 1095-A. Why do you think you need one? You get Form 1095-A if you had insurance from the Marketplace ("Obamacare"). Did you get a letter from the IRS (LTR 12C) asking for Form 8962? If so, that means that the IRS has information indicating that you had Marketplace insurance.  

@girigiri , agreeing with my colleague @robtm  that this is usually the best choice.  However, from your post ----I have never encountered this previously---  suggests that you have used  FTC before .  If that is true then you have to be sure of your selection "This is the First Year" -- Note that you are under Perjury jurat when you file a return.  Please look at your past returns with FTC claim to make sure this is indeed the first year -- if unsure , I would feel more secure in NOT checking that "this is the first year". IMHO   Is there more one of us can do for you ?

@rjohn327 , please calm down -- your expletive riddled post is useless in solving the actual issue.  Yes , it is frustrating when one's refund is not forthcoming.  However, before any one can help you , you need to tell us the actual facts. Generally , absent any other facts, the refund claimed ( and if approved ) is issued by the IRS -- TurboTax ( or any other service provider  including tax professionals ) has NO role to play in this.  This is strictly between you and the IRS.  So what does the  'Where is My Refund"  at www.irs.gov show ?  Did the IRS issue a  refund and how  ( check / direct deposit or third party or what )? If you CHOSE to have TurboTax ( pay out of refund, advance / five day deal etc.) to receive the refund  for you and then issue you the balance, then and ONLY then will TurboTax have a role to play.  Is that what you did ? Please answer my questions , so one of us volunteers may point you to the right resource to find out what happened. I will circle back once I hear from you  -- yes ?  

You can use the IRS calculator to estimate your tax and withholding.   Just make sure that when you enter the gain from your house, to subtract the exclusion and only enter the taxable net. https://www.irs.gov/individuals/tax-withholding-estimator   In general, if you owned and lived in the home for more than two years, and are single, you can exclude the first $250,000 of gain.  The rest of the gain will be taxed at 15%, but if your total income (other income plus the taxable part of the gain) is more than $533,000, then the top part of the gain will be taxed at 20%.    If you owned and lived in the home for more than two years, and are married filing jointly, you can exclude the first $500,000 of gain.  The rest of the gain will be taxed at 15%, but if your total income (other income plus the taxable part of the gain) is more than $600,000, then the top part of the gain will be taxed at 20%. 

@user17525025134    ALL of your 2024 income goes on the same tax return, including the income reported on the 1099NEC.   If you have self-employment income for which you will pay self-employment tax for Social Security and Medicare,  you will need to use online Premium software or any version of the desktop software download so that you can prepare a Schedule C for your business expenses.     https://ttlc.intuit.com/community/self-employed/help/how-do-i-report-income-from-self-employment/00/26653   https://ttlc.intuit.com/community/self-employed/help/what-is-the-self-employment-tax/00/25922   https://ttlc.intuit.com/turbotax-support/en-us/help-article/import-export-data-files/enter-self-employment-business-expenses-like-home/L1k6HJY4A_US_en_US?uid=m6jrthmp    

Did you e-file your state tax return and was it accepted? Only the IRS and your State control when and if a Federal or State tax refund is Approved and Issued.   You complete your tax return by finishing all 3 Steps in the File section. In Step 3, to e-file your tax return, you must click on the large button labeled "Transmit my returns now".   After completing the File section and e-filing your tax return you will receive two emails from TurboTax. The first email when your tax return was transmitted and the second email when the tax return has either been accepted or rejected.   Note - Once a tax return has been Accepted by the IRS or a State, TurboTax receives no further information concerning the tax return or the status of any tax refund.  Only the taxpayer listed on the tax return can obtain the status of a tax refund or a tax return.   To check the status of an e-filed return, open up your desktop product or log into your TurboTax Online Account. You can find your status within the TurboTax product. If accepted by the state use this TurboTax support FAQ to check the state tax refund status - https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/track-state-refund/L3jgO8PGs_...

The only thing that counts with any IRA is how much did you contribute and how much did you withdraw.  Gains and losses that happen inside the IRA are ignored.  If you deposited $1000 and withdraw $1030, then the $30 is "earnings" and is taxed according to your age.  It does't matter where the $30 came from. 

"How do I take advantage of the Capital Gains exemption for a home sale"   All income received in 2025 is reported on your 2025 tax return.  In Turbotax, you should report the sale of "your home" in the section for Sales of Assets and other property.  You will report your original cost, the cost of any improvements, and the selling price (which you can reduce by certain closing costs).  Turbotax will automatically apply the exclusion.  If your gain is less than the exclusion AND you did not receive a 1099-S at the closing, Turbotax will probably leave the entire sale off your return.  If your gain is more, it will be reported and you will be taxed on the taxable portion.  (But you should always report all the details in the program and let the program do the work for you.)   Tax penalties If you are going to owe some capital gains tax, you need to make an estimated payment when you close.  Tax payments are supposed to be pay-as-you-go, and if you have a lump sum of income and don't make a payment, may be assessed a penalty for under-payment, even if you pay in full when you file your return.   You can make a payment at www.irs.gov/payments.   If your other income, plus the taxable part of your capital gain, is less than $600,000, your estimated payment should be 15%.  If your income is more than $600,000, your estimated payment should be 15% of the amount under $600,000 and 20% of the amount over $600,000.   For example, you bought the house 18 years ago for $300,000--it is worth today $1 million.  Your gain is $700,000, of which $500,000 is excluded.  So the taxable part of the gain is $200,000.  As long as your other income is less than $400,000, you should make an estimated payment of $30,000 after you receive the proceeds.  (Technically, if the closing is before August 31, the payment is due Sept 15, and if the closing is between Sept and December, the payment is due January 15.)   You will also need to select "calculate my penalty" from the page of Special Circumstances, even if it does not come up automatically, and use the "annualized income" method to calculate your penalty.  This form will show the IRS that even though your tax payments were not evenly spread out over the year, your income was also not evenly spread out, but your payments matched your income as it came in. 

@Hal_Al wrote: Q. Do I do that now or when I do my taxes? A. When you do your taxes.   There is no provision, in TurboTax (TT) for adding information on an "as you go" basis. The 2025 TT software will not be available until mid November 2025. The TT software/program you currently have is only for tax year 2024.  Entering info now will mess up your 2024 return.   However,   If this storm was declared a qualified federal disaster, you have the option of filing an amended 2024 return to claim the loss there (even if the loss occurred in 2025), which may result in a refund from your 2024 taxes rather than reducing your 2025 taxes.  At this point (July 2025) it's a toss-up as to which would be paid first, a refund from an amended 2024 return, or your 2025 return filed in February 2026.