My taxes are classified as accepted and suppose to post today by direct deposit. But it hasn't been posted yet. Why..

[xmasbaby0]

"Accepted" does not mean "approved."   Are you using the estimated date that you got from TurboTax and expecting your refund today?   TurboTax has no control over when you receive your refund.

First, check your e-file status to see if your return was accepted: 

https://turbotax.intuit.com/tax-tools/efile-status-lookup/

Once your federal return has been accepted by the IRS, only the IRS has any control.  TurboTax does not receive any updates from the IRS. Your ONLY source of information about your refund now is the IRS.

You need your filing status, your Social Security number and the exact amount  (line 35a of your 2021 Form 1040) of your federal refund to track your Federal refund:   

https://www.irs.gov/refunds

To track your state refund:    

https://ttlc.intuit.com/questions/1899433-how-do-i-track-my-state-refund

https://ttlc.intuit.com/questions/1901548-why-do-some-refunds-take-longer-than-others

If you chose to have your TurboTax fees deducted from your federal refund, that will take some extra time, while the third party bank handles the refund processing.

https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions

https://ttlc.intuit.com/questions/2840013-does-accepted-mean-my-refund-is-approved

https://ttlc.intuit.com/questions/2724106-my-return-is-accepted-but-still-not-approved-is-there-a-pr...

OR——if you filed by mail, expect a long wait.   It is taking the very backlogged IRS six to nine months to process mailed returns.   Until a human opens your envelope and enters the data into the system, nothing will even show up on the refund site, so you will have to be very patient.

[NCperson]

@communityheroes - did you ask your bank? there is up to a 2 day delay between the time a sender sends an "ACH" transaction to a bank and it is credited to the account holder's account at the bank.

[Opus 17]

If the IRS says to expect a deposit today, it can show up from 1 business day early to 2 business days later, per the ACH system rules.  

If you used refund transfer to pay your Turbotax fees from your refund, then the IRS is sending your refund to SBTPG.  They have to receive the deposit, process it and send it on to your regular bank.  That may add 1 additional business day.