IRS asks for 1099s even though e-filed 3 separate occasions

[RB2024]

3 times, the IRS has asked for my 1099s (box 6) since retired'. I file 1040SR. Never an error on the return itself. The question is not why they are asking for it but why Turbo Tax doesn't include the 1099s when e-filing if the IRS requires it. Or at least provides the OPTION to do so. If I try efiling again, I will know then to attach it b/c it's a probability that they will ask for it again. Each time, it takes over 2 months to get my refund - defeats the purpose for e-filing.

[fanfare]

which type of 1099 are you talking about ?

[RB2024]

Form SSA-1099 from Social Security.

[VolvoGirl]

I would check and make sure your info at Social Security is right.  Like your name and ssn.  Are they right on your SSA-1099?  Something is not matching at the IRS.  

[DoninGA]

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@RB2024 wrote:

Form SSA-1099 from Social Security.

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Did you enter the SSA-1099 in the correct section of the program?  If you did then the amount from box 5 of the SSA-1099 will be shown on the Form 1040 Line 6a and taxable amount (if any) will be on Line 6b -

To enter Social Security benefits reported on form SSA-1099

Click on Federal Taxes (Personal using Home and Business)
Click on Wages and Income (Personal Income using Home and Business)
Click on I'll choose what I work on (if shown)
Scroll down to Retirement Plans and Social Security
On Social Security (SSA-1099, RRB-1099), click the start or update button

Or enter ssa-1099 in the Search box located in the upper right of the program screen. Click on Jump to ssa-1099

Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:

Married Filing Jointly - $32,000
Single or Head of Household - $25,000
Married Filing Separately - 0

[AmyC]

You enter the 1099-SSA information into the program. The program sends it to the IRS and their computers match up all the forms the IRS receives for SSA, W2, INT, DIV, etc electronically. You don't need to attach anything. Be sure that you go into the program and have all of the forms entered in the correct place.

[Opus 17]

Turbotax would never send a physical or digital copy of the form, but it does transmit the information that you enter.  If the IRS wants to verify by seeing your paper copy, that suggests that there is some kind of mismatch between what the paper form says, what you have typed in, and the information the IRS gets from the SSA.  It's impossible for us to know where the mismatch is or why it is occurring, since we can't see your tax file, or your information at the IRS or SSA.  It might be in the spelling of the names, the SSN, date of birth, dollar amount, or something else. 

[RB2024]

The name and SS# are correct on the SSA-1099. However, wouldn't the IRS simply tell me about any mismatch?  I've done my tax returns thru TT since early 90s and nothing's changed as far as personal info & SS#. The first 'reject' was for 2018 return, which was done on the standard 1040. I called at that time and could not get any specifics except that it's just additional information requested. 2019 was the first 1040SR filed. Thanks.

[RB2024]

The amount in box 5 of the SSA-1099 is correctly entered and shows correctly on line 6A of the 1040SR. Taxable amount on line 6b is -0-. Thanks.

[VolvoGirl]

Do they take any tax withholding out of it  in box 6?

[RB2024]

I'm not sure about this. I would say that I did enter it in the correct section, but can't say 100% for certain. I'm assuming I can pull up 2022 and see.  I will say though that no matter how many times I've used TT, I was never confident enough to simply pull only the forms I needed and input tax information that way - I always allowed TT to guide me thru the process. And the tax years in question are no different. The amount IRS is questioning (at least in their form letter to me) is the "withholding entry of $ on line 25d of Form 1040SR" (from 1099). This amount is always correctly entered by TT.

[VolvoGirl]

Well that's the right place for the withholding.  Maybe they want to see why you have withholding when your SS is not taxable.   Do you have other 1099 forms?  

[RB2024]

As far as info to check, the 1040SR is pretty simple and ditto the SSA1099 sent by social security. I do have an addt'l 1099 that is about the same in simplicity, but I checked for any kind of wrong info and didn't see anything. 

The mismatch theory sounds plausible but from what I can check, I do not find any incorrect entries on the 1099s or the 1040SR. Wouldn't t the info I get from SS the same as what IRS gets? Also, since IRS is referring to withholding, is it only then the withholding amount they are questioning? If so, then comparing the w/holding amt submitted against the 1099s is fairly straightforward. The withholding amount is definitely correct.

[BillM223]

Your issue is almost certainly that the withholding that you have (correctly) reported does not match what the IRS has actually received.

It is odd that the same thing happens year after year. What you might do is ask for one or more transcripts for your previous returns, The transcripts sometimes has the "computer" value along with the taxpayer value, which would allow you to compare what the IRS is getting from other sources as compared to what it is getting from you.

This may point to the source of the mismatch. 

Note, if this is the problem - you won't see any mismatch - it's all on the IRS side (which is not the same as saying that it is the IRS's fault).

[avance · Accepted solution]

We are having the same issue. Last year the e-file return was rejected. It seemed like they couldn't figure out what the voluntary withholding was and the letter asked to provide documentation such as other 1099s as if there was other income we were trying to hide. It took months to get the refund. I think it's due to this article on the Social Security Administration website: https://secure.ssa.gov/poms.nsf/lnx/

(Just type 0205 then 002 then 016 number to end of URL, won't let me post here.)

I called the IRS and spoke to two people to find out how they wanted it handled this year so no rejections, and the answer was always "Mail it in" so this year I am e-filing but going to mail in a paper copy in with a copy of the SSA-1099 attached at the same time to see if I can get it to not reject that way. No e-filing companies seem to allow this document to be attached and don't understand it's being requested now by the SSA.