That said, there have been reports over the years of SBTPG delaying deposits by 1-2 business days even when depositing to banks that wait till the official deposit date to credit your account; that was the basis for my answer. Some banks, and numerous prepaid cards (including the Turbo Prepaid Card), credit accounts with direct deposits as soon as they receive pre-notification. In those cases, the SBTPG process probably will delay the refund by at least 1-2 business days as the pre-notification goes to SBTPG first; your bank can't credit your account till SBTPG sends it a pre-notification for the balance of your refund.
Is it the same for state? I had my state tax refund sent out on 2/19/2021. I've been waiting for 5 days now and still nothing in my bank account. Should I wait more? Does SBTPG recieve state too so they can take their fees before sending the remaining to my bank or what?
The state refund will come direct from the state to your bank account. The fees are only deducted from the federal return.
If you have not received the state refund you will need to contact your state tax department or your bank to see if they have record of the deposit.
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