I should add this text from SBTPG's official FAQ at <a rel="nofollow" target="_blank" href="
https://help.sbtpg.com/hc/en-us/articles/230084467-How-long-does-it-take-to-get-my-refund">https://h... (bracketed "SB" added for clarity): "Usually 1 to 2 days before a refund is scheduled to arrive, the IRS sends a pre-notification of the refund amount to [SB]TPG. The IRS does not deposit the money at this time, but it is only a notification that the refund is on its way. We set up the disbursement upon receiving that pre-notification so that the money reaches the taxpayer on the same day it would have if the money was deposited directly from the the IRS into the taxpayer’s bank account."
That said, there have been reports over the years of SBTPG delaying deposits by 1-2 business days even when depositing to banks that wait till the official deposit date to credit your account; that was the basis for my answer. Some banks, and numerous prepaid cards (including the Turbo Prepaid Card), credit accounts with direct deposits as soon as they receive pre-notification. In those cases, the SBTPG process probably will delay the refund by at least 1-2 business days as the pre-notification goes to SBTPG first; your bank can't credit your account till SBTPG sends it a pre-notification for the balance of your refund.
