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What is the convenience fee for paying taxes with a credit card?

 
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6 Replies

What is the convenience fee for paying taxes with a credit card?

A Convenience fee of 2.49% of the total amount you owe will be charged by our credit card service provider.  There is a minimum convenience fee of $3.95 regardless of of your IRS payment obligation.

 

If you want to pay the federal taxes owed with a credit card, the fee are lower if you use one of the IRS approved credit card payment providers on this IRS website - https://www.irs.gov/payments/pay-your-taxes-by-debit-or-credit-card

LindaS5247
Expert Alumni

What is the convenience fee for paying taxes with a credit card?

While TurboTax does not charge you to use your credit card, as per @DoninGA  there is a convenience fee, which is charged by the payment processor.  If you owe the IRS and you're e-filing, select the option Charge my credit card when asked how you want to pay your federal taxes in the File section to do so.

 

You can use a direct debit, which is free, instead of paying the convenience fee for debit card payment.

 

The three providers — PayUSAtax, Pay1040, and ACI Payments, Inc. — charge a fee. These fees are often between $2 and $4. The fee is based upon a percentage of the payment amount. The IRS accepts Visa, Discover, American Express, Mastercard, STAR, Pulse, NYCE, Accel, PayPal, and PayNearMe.

 

In addition, you can also  use your federal refund to pay your TurboTax fees.  There’s a $40 processing fee charged by the bank that handles the transaction when the IRS processes your return. If your return is rejected, you might have to enter your bank account information again, but you won’t be charged a second time.


 

Click here for "Can I pay with My Refund?"
Click here for information on "How to Pay Your Taxes."

 

Please feel free to come back to TurboTax Community with additional information or questions or click here for help in contacting Turbo Tax Support. 

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What is the convenience fee for paying taxes with a credit card?

To pay the tax due with another one of the IRS  credit card providers just say you will mail a check.  Then pay directly online at the IRS either with a credit card or direct debit from your bank account.   

What is the convenience fee for paying taxes with a credit card?

If I cancel payment because I don't want to pay to convenience fees, will I get it back?

 

How do I cancel the payment if my return has been accepted but payment is pending?

RachelW33
Expert Alumni

What is the convenience fee for paying taxes with a credit card?

If you cancel your payment 2 business days before the scheduled date, you will avoid any credit card convenience fees.

 

Per the IRS, this is how you cancel your payment:

 

  • Call IRS e-file Payment Services 24/7 at 888-353-4537 to inquire about or cancel your payment, but please wait 7 to 10 days after your return was accepted before calling.

 

  • Cancellation requests must be received no later than 11:59 p.m. ET two business days prior to the scheduled payment date.
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bunk42
New Member

What is the convenience fee for paying taxes with a credit card?

BEWARE: The services listed will cost +- $150 and more for higher payments. i,e, a $4400 payment is $147, to pay with credit card...despite what the fee pricing page says.

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