Tax Year Prior to 2020: I don’t have a 1095-A form why does it keep asking me about that?

[EbonyA]

Did you try the steps that Critter-3 posted above @Nslewis79? If not, please do so and then let us know the outcome.

[Sachimoto]

I’m having the same issue!!!! All day I’ve been fighting with this 1095A reverting back to yes but I don’t have Marketplace insurance/Coverd California. I’ve called Turbo Tax and spoke to an advisor twice and they can’t tell me why the system is failing!!!! I’m pissed. I have a 1095C private healthcare from my employer #pissedoff

[Sachimoto]

Me Too!!!!! I’m pissed

been on the phone all afternoon and evening trying to get this fixed!

[Sachimoto]

Nope and I have never had marketplace healthcare or Covered California ever!!!

[Sachimoto]

I’m totally frustrated with this!!!! I’ve never ever had a 1095A. 🤦🏻‍♀️

[DawnC]

Try deleting the 1095-A from your return and the re-submit it.   If it rejects again, please see the workaround below and attempt that.   

To delete the 1095-A from TurboTax, when you are signed into your tax return:

1. Search for 1095-A or search for 1095-a and use the Jump to 1095-a link to be taken to the questions.   

2. Answer the question about unemployment and the next screen will show your 1095-A that was started.

3. Use the Delete button or the trash can icon depending on your version to delete the form.

4. Confirm the deletion.

You can also delete the form in Forms Mode, if using the desktop software or by clicking on Tax Tools (left side menu) >>> Tools >>> Delete a form in TurboTax Online. 

Workaround

 You can try to enter $1 for the 1095-A.   This will not affect anything on your return, but having the form there may get the IRS to accept your return.  To do this take the following steps:

1. Verify you do not have a 1095-A at healthcare.gov
2. Search for 1095-A, use the Jump to 1095-A link.
3. Click Update or Edit next to the ACA
4. You will be asked if you received a 1095-A, click YES.
5. Enter all zeros for the Marketplace identifier and Policy number.
6. Enter $1 for January's monthly premium amount and the SLCSP.
7. Resubmit your return. 

@Sachimoto

[Sachimoto]

Nope!!! It didn’t work 😡

[Sachimoto]

I’ve done this ALREADY! 🤯

[JohnB5677]

I found a post from @DaveF1006  that might work.

"

There was an update with available information on Error Code F8962-070  today.  The IRS is rejecting returns with this code because they believe you or someone on your return had insurance through the marketplace. Since you did have insurance through the marketplace in 2019, you  may still just be on their list.

You can try to enter $1 for 1095.  This will not affect anything on your return, but having the form there may get the IRS to accept your return.  To do this take the following steps:

• Click Deductions and Credits
• Scroll down to Medical and Click Show More
• Click Start or Revisit next to the ACA
• As you walk through the questions, you will be asked if you received a 1095-A.  If you did NOT, click YES.
• Enter 0's for the Marketplace identifier and Policy number.
• Enter $1 for January monthly premium amount and SLCSP
• Walk through to the end and submit your return. 

Let me know if this works. "

[Sachimoto]

Thank you soooooo much for reaching out to me. So far so good! No rejection so far. 

Thank you 🙏🏽 Thank you!!!!!!

[azsnoopy1]

Molly,

If you arranged, signed up and received your health insurance through the Marketplace (Healthcare.gov), you were sharing the cost of your monthly health insurance premiums with the government.  The government agrees to pay up to a certain amount of your premium to "help" you out. These "tax credits" are based on your projected total family income for the year.

If your family picked out an insurance plan offered through the Marketplace and the total premium every month was really $2,000, the government might say that you qualify to have $1,300 of it be paid by them and the remaining $700 paid by you. You can take the maximum allowed but be careful. It's a good idea to not take every bit you qualify for. You may have to pay back some or all of it at the end of the year.

You would find this out when you did your taxes for that year and they ask you to input all the numbers from the 1095-A for the 12 months you had the insurance. The Marketplace's form is called the 1095-A but that is not the form that the IRS uses. They have their own form and it is the 8962

You take all the figures reported on the 1095-A and input them on the IRS form 8962. Why they don't refer to them as one or the other I don't know. If you HAD the Marketplace insurance, the person or people who paid for it are the ones who will get a 1095-A in the mail. If not, the form is available when you sign in to your Healthcare.gov account and look for a link that may say" tax forms" or "1095-A"

If you had insurance through an employer or you bought your own plan on your own, just disregard the page that references the Marketplace or Healthcare.gov insurance. If it asks if you had that insurance, just click "no"and go to the next page.

Hope this helps

[Jerry 2]

Do you get accepted 

[SithTeacher]

I have refiled about 5 times now and the problem persists. I keep stating that I did not receive a 1095A (because I don't need one) and my selection is not being saved! Every time I go back to that page, it defaults back to "yes, I have a 1095A," which is why my refile keeps getting rejected.

HELP!

[SithTeacher]

Same here! I haven't even lived in the US for over 10 years!!

[JohnB5677]

There are a couple of reasons why this can happen.  Please try these workarounds.  The first will clear the form.  From time to time it will come back.  Then use the second alternative.

1. On the menu bar on the left that shows.
   1. My Info
   2. Federal
   3. State
   4. Review
   5. File
2. Select Tax Tools
3. On the drop-down select Tools
4. On the Pop-Up menu select Delete a Form
5. This will give you all of the forms in your return
6. Scroll down to the form you want to delete
7. Select the Form
8. Click on Delete.

Always use extreme caution when deleting your tax return.  

There could be unintended consequences.

The IRS is rejecting returns the return because they believe you or someone on your return had insurance through the marketplace. If you did have insurance through the marketplace in 2020, you may still just be on their list.

The workaround is to enter $1 for the 1095-A.  This will not affect anything on your return but having the form there may get the IRS to accept your return.  

To do this take the following steps: 

• Click Deductions and Credits
• Scroll down to Medical and Click Show More
• Click Start or Revisit next to the ACA
• As you walk through the questions, you will be asked if you received a 1095-A.  
  • If you did NOT, click YES anyway.
• Enter 0's for the Marketplace identifier and Policy number.
• Enter $1 for January monthly premium amount and SLCSP
• Walk through to the end and submit your return.