RMD

This is my first year for RMD so I have until April 1 to complete to my RMD. How do I get past the the question, Did you send in your entire 401 K? The correct is answer is No since I still owe $2000 to my Charitable contribution.

posted

You should say Yes it is the full RMD since you aren’t required to get the RMD until April 1, 2025. And then enter the amount from box 1 of the 1099R. BUT you can’t make a QCD Qualified Charitable Distribution from a 401K, only from a IRA account. So you need to actually take the distribution from the 401K.