I’m confused on filing my disability payments, turbo tax didn’t prompt me with any questions related to disability, this was my first time receiving it so I’m confused

[rpf30]

I’m really trying to avoid paying an accountant to help me since my taxes should be super simple, I just have no idea where to report my disability payments, do I even have to?

[xmasbaby0]

Are you receiving Social Security disability, or some other sort of disability?   We cannot see any of your information, nor can we see your tax return.

If you are getting Social Security disability, you will have a SSA1099 from Social Security.  They mail it in January

 Go to Federal> Wages & Income>>Retirement Plans and Social Security  (SSA1099 and 1099RRB) to enter your SSA1099.

If the Social Security is your only income, you do not have to file a tax return unless you have a 1095A for marketplace health insurance.

If you are getting some other kind of disability payments:

https://ttlc.intuit.com/questions/1901145-is-disability-income-taxable

[VolvoGirl]

Do you get disability from Social Security or somewhere else?  Did you get a form for it like a SSA-1099 or 1099Misc?  

[Hal_Al]

 If you receive a form W-2 or 1099-R, for the income, it is taxable. For a detailed explanation, see:

https://ttlc.intuit.com/community/disability/help/is-disability-income-taxable/00/26023

[gowinst23]

I have my disability check garnish can l file and l am head of my household l pay everything 

[xmasbaby0]

@gowinst23 Do you have a qualified dependent?   In order to file HOH you need a qualified dependent.

Am I Head of Household?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-filing-status/qualify-head-household...

• What is a "qualifying person" for Head of Household?

If you qualify as Head of Household, when you enter your marital status (single or married filing separately) into MyInfo, and then enter your qualifying dependent, TurboTax will offer HOH as your filing status.

And you mention that you are on disability-----do you mean Social Security disability or some other kind of disability benefits?      TurboTax never knows about offsets or garnishments to your refund.   There is nothing to enter on a tax return about that.

It is not at all clear whether you have taxable income to enter on a tax return.  Provide more details.

[tabrobjones]

How do if file with me on disability and my husband has a income

[tabrobjones]

No

[xmasbaby0]

@tabrobjones File a joint return with your spouse.    You do not mention if the disability you are receiving is Social Security disability or some other sort of disability income.   In general filing jointly is almost always better.

And....ALL of your combined income goes on the joint return, including the disability.

If you were legally married at the end of 2024 your filing choices are married filing jointly or married filing separately.

Married Filing Jointly is usually better, even if one spouse had little or no income. When you file a joint return, you and your spouse will get the married filing jointly standard deduction of $29,200 (+ $1550 for each spouse 65 or older)  for 2024. You are eligible for more credits including education credits, earned income credit, child and dependent care credit, and a larger income limit to receive the child tax credit. 

[Hal_Al]

Social security disability income (SSDI) only becomes taxable when added to sufficient other income. If you are otherwise required to file a tax return, you do need to enter it in TurboTax (TT). TT will determine the taxable portion.

Social security (including SSDI) becomes taxable when your income, including 1/2 your social security, reaches:

Married Filing Jointly(MFJ): $32,000

Single or head of household: $25,000

Married Filing Separately and lived with your spouse at any time during the tax year: $0

After TurboTax (TT) calculates the taxable portion of SS, it puts the total amount of SS on line 6a of form 1040 and the taxable amount on line 6b. TT also produces a worksheet  to show how the taxable amount is calculated. Although most people pay tax on 85% of their SS. it can be less for lower income taxpayers.

You may be thinking that  filing Married Filing Separately (MFS) is going to save you money, because you won't have to add your spouse’s income to your return. It doesn’t work that way.  There is a special rule that says SS & SSDI becomes taxable at zero ($0) other income when Filing as MFS.

The doubled standard deduction will usually wipe out most of the spouse’s income, on a joint return. And you will still get the use the lower joint filing rates.