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Does TurboTax Online Deluxe version think that you should upgrade to Premier version?
You do not have to upgrade if you do not report the income or expense for which TurboTax says you must upgrade.
There are forms other than Schedule D and Schedule 8949 for which TurboTax must upgrade to Premier version.
This comparison shows which tax forms are used for each version of TurboTax Online.
I am now stuck because turbo tax will not let me proceed without purchasing Premier, which I do not need! How do I proceed without being forced to purchase turbotax premier?
This Turbo Tax FAQ will show you how to downgrade.
https://ttlc.intuit.com/community/downgrading/help/can-i-downgrade-to-a-lower-priced-version-of-turb...
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