I am entering a 1099-R from the Office of Personnel Management - a "regular" government pension. After entering the source of the distribution as a "Qualified government or public pension" the next page (About This Retirement Account) asks if this withdrawal was an RMD. The answer NO says "This is not common." This puzzles me. As this is a regular government pension, with equal payments every month, it seems to me that the NO answer would be VERY common! Am I missing something? I thought RMDs applied specifically to IRAs ... not "regular" retirement annuities. Am I overthinking this?
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A periodic pension payment is considered an RMD. Answer yes to the question.
If this is a federal government pension, make sure you checked that your form type-was a CSA-1099-R. This is a choice you needed to make on the very first screen. If you chose regular 1099-R by mistake, delete it and start over on this form.
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