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I have found a thread that I think addresses this problem (that is, it's a TT BUG). Rather disappointing, I've used TT for over a decade and not particularly interested in switching if I can avoid it, but we're talking many thousands of dollars they're "costing" me with the system not working right.
And as an added note per a response from TT, they are aware of the bug and working on it; submit info here to be added to an alert when they feel they have the issue resolved
https://support.turbotax.intuit.com/forms/containment.jsp?fid=Melanie|18203|
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