can you post what expenses you have?
remember that state and local taxes (SALT) are limited to $10,000 so that is the limit that counts as itemized.
also, only the medical expenses that exceed 7.5% of your income count towards the itemized deduction limit.
and that $16k is what Turbo Tax reported? or is that what you keyed in?
the property taxes plus you state income tax is limited to $10,000.
what loan? unless that is a house, it's not tax deductible.
are you sure you are listed as 'single' ($12,200) and not joint ($24,400)?
how much was each category?
home mortgage interest?
state taxes? (look at the W-2s)
Federal tax? Fed tax is not an Itemized deduction. Just state taxes paid. Federal tax like withholding or estimated payments are subtracted off your tax liability at the end of your return.
previous years I have always been able to itemize and my numbers have not changed that much, so the tax laws must have changed dramatically, hense the rich get richer and the poor get poorer. So now the government gets to keep more of our overpayment of taxes, nice
But starting in 2018 they about doubled the Standard Deduction so more people are taking the Standard Deduction now.
FAQ on 2018 changes
And see Deductions that have been suspended for 2018
You need to check your actual deductions to compare to the Standard Deduction. Some of your deductions are now limited. And you were including federal taxes were are not a deduction.
If it's giving you the Standard Deduction and not showing you Schedule A you can check the actual amount of itemized deductions by using by going to
Tax Tools on left
Tools - Topic Search (top left box)
Type in itemized deductions, choosing. It should highlight that in the list, click on GO
Then Click on "Change my deduction". That will display the actual amount of itemized deductions vs. the standard deduction. (Be sure to uncheck "Change my deduction" after checking it so you do not lock in the wrong deduction.
How to change between the Standard Deduction and Itemized Deductions