Standard deduction 2025 error?

[J_J]

I am giving a try to filing online.

When I ask to explain the amounts it says: "You took the Standard Deduction, which was $17,750."

Form 1040 says that standard deduction for 2025 is $15,750. And so do all other resources.

If you don't check you can get in trouble. 

Anyone else noticed that?

[xmasbaby0]

Are you 65 or older?

The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)

The deduction is not on the same line as your standard deduction.  It is shown separately.on line 13b.

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750  (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

(The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)

The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

Need to see it?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-retur...

If you are not getting the senior deduction it is because

Your date of birth in MY INFO shows that you were not 65 by the end of 2025

Your income is too high

You are filing married filing separately

[MindyB]

$17,750  is the 2025 standard deduction if you are 65 or older, as the IRS adds  $2,000 extra to the base $15,750 deduction. There is also a new $6,000 Enhanced Senior Deduction, which is an additional deduction, separate from the standard deduction.

Here is some information you may find helpful: What's the new tax law for the senior deduction?

[J_J]

Oh! So we get to "double dip"? 😂
1. Standard deduction = $17,750 in box 12e, instead of $15,750, and

2. We fill form Schedule 1A  Part V to calculate how much of the $6000 we can deduct

Did I get it correct?

I was born before 1961, I work full time, not on SS or Medicare (can't afford to retire ☹️)

Thanks very much!!!!

[MindyB]

Yes, you are correct!  You could qualify for both.  

The senior deduction does phase out, since you are still working, this may apply to you: it begins phasing out at income of $75,000 for a single filer (or $150,000 married) and is completely phased out at income of $175,000 for a single filer (or $250,000 married).

You can check your senior deduction in TurboTax Online by navigating to Tax Tools on the left of your screen, choose Tools, then View Tax Summary. On the left of the screen, select Preview my 1040, and scroll to Schedule 1-A Part V.

[VolvoGirl · Accepted solution]

Yes you get both.   Are you filing Single?  The Standard Deduction is on 1040/1040SR line 12e and the new Enhanced Senior Deduction is on line 13b.

[J_J]

Thank you very much for the detailes and illustrated response!!

Much-much appreciated.