Can Someone Please Help Me - 1095-A

[theseblues]

The section for 1095-A begins by asking me if I received unemployment compensation for 2021. To which I answered yes, because I did.

Then it asks me if I got my 1095-A form and I do not have that form as I have the 1095-B. So I check the box that says "No I did not receive 1095-A"

Twice now when I filed the Federal and State, they both come back rejected. What am I suppose to do? I'm answering everything correctly.

Thank you.

[xmasbaby0]

1095A has nothing to do with unemployment compensation.   Did you get confused and answer a question about a 1099G?    If you received unemployment compensation in 2021 you have to enter a 1099G.

A 1095 A is a document you receive if you had marketplace health insurance ("Obamacare") .   If you did not have marketplace insurance and did not receive a 1095A you should say NO to the question about getting a 1095A.

If you only received a 1095B you do not even enter that anywhere.

If you have a 1099G for unemployment:

Enter your 1099G in Federal>Wages & Income>Unemployment

[RaifH]

If you are getting rejected with an error code of F8962-070 it is because the IRS believes that you or someone on your return received health insurance through the marketplace in 2021. This may be the case if anyone is listed as a covered individual on a marketplace insurance policy, even if the main individual is not on your tax return. 

If anyone in your family has an account on Healthcare.gov, they will want to check to verify there is no 1095-A for 2021. If no one in your family was covered by marketplace insurance at any point in 2021, this has worked for some:

1. Click Deductions and Credits
2. Scroll down to Medical and Click Show More
3. Click Start or Revisit next to the Affordable Care Act
4. As you walk through the questions, you will be asked if you received a 1095-A.  If you did NOT, click YES.
5. Enter your 2 letter state code for the Marketplace identifier and 0's as the Policy number.
6. Enter $1 for January monthly premium amount and SLCSP. Enter 0 for the Monthly Advance Payment of Premium Tax Credit for January.
7. Continue to the end and submit your return. 

Entering $1 for your January premium will not impact your return and it should get past the IRS automatically rejecting it for not having the marketplace forms attached to your return. However, if Form 1095-A was issued for yourself or a member of your family, filing without the real form will cause a delay and possibly an automatic change to your tax refund by the IRS. 

[theseblues]

Thanks for the input.

No, I'm in the Medical 1095-A section.

It asks me first thing, and I am quoting the program, "Before we ask about your Form 1095-A, we need to ask about some other information

Did you or your spouse receive or were approved to receive, unemmployment compensation for any week beginning during 2021?"

I don't even know why it's asking me this in the 1095-A section of the program.

I have been rejected twice now and am lost.

[theseblues · Accepted solution]

Thank you all for the help. Upon further digging, I realized I moved and had 1095-A for my previous insurance which was from another state. I will update the answers tonight and keep you guys posted.

[sd71]

This is where I am getting hung-up.  I am asked about unemployment, which doesn't apply and we indicate NO.  Then we are prompted whether we have the 1095-A form, which we don't as it doesn't apply to us.

When I indicate NO here -  "If you did not have marketplace insurance and did not receive a 1095A you should say NO to the question about getting a 1095A."  I am instructed I need one and can not proceed.

I feel like i am stuck in a loop.

[consher321]

I have the exact same problem and the turbo tax people have been unable to help

[JohnB5677]

Can you please confirm that you've logged into a Marketplace account or called the Marketplace to confirm that none of the SSN listed on your tax return had marketplace insurance at ANY time during the year and there is NO 1095-A that was or will be issued?

There are a couple of reasons why this can happen.  Please try these workarounds.  The first will clear the form.  From time to time it will come back.  Then use the second alternative.

 On the menu bar on the left that shows.

1. My Info
2. Federal
3. State
4. Review
5. File
6. Select Tax Tools
7. On the drop-down select Tools
8. In the Pop-Up menu select Delete a Form
9. This will give you all of the forms in your return
10. Scroll down to the form you want to delete
11. Select the Form
12. Click on Delete. 

Always use extreme caution when deleting your tax return.  There could be unintended consequences.

 The IRS is rejecting returns because they believe you or someone on your return had insurance through the marketplace. If you did have insurance through the marketplace in 2020, you may still just be on their list.

 The workaround is to enter $1 for the 1095-A.  This will not affect anything on your return but having the form there may get the IRS to accept your return.  

To do this take the following steps: 

1.  Click Deductions and Credits
2. Scroll down to Medical and Click Show More
3.  Click Start or Revisit next to the ACA
4. As you walk through the questions, you will be asked if you received a 1095-A.  
5.  If you did NOT, click YES anyway.
6.  Enter 0's for the Marketplace identifier and Policy number.
7. Enter $1 for January monthly premium amount and SLCSP
8.  Walkthrough to the end and submit your return. 

[Caguascas1919]

i have the 1095A copy and i need to ad that copy because i was rejected from my refund!

[JohnB5677]

Here's how to enter your 1095-A in TurboTax:

1. Open (continue) your return if you don't already have it open.
2. On the menu bar on the left that shows.
   1. My Info
   2. Federal
   3. State
   4. Review
   5. File
3. Select Tax Tools
4. On the drop-down select Tools
5. There are 4 green boxes
6. Select Topic Search
7. Type “1095 A”
8. Before we ask about your Form 1095-A, we need to ask about some other information = Answer appropriately.
9. Did you receive Form 1095-A for your health insurance plan? = Answer appropriately. 

If you answered YES, enter your 1095-A info on the next screen and select Continue. We don't need all the info from your 1095-A, so we'll only ask about the info that affects your return.

[llmattes2020]

I have the same problem, too.  I have a 1095B.  I do not have a 1095A and I did not have an ACA Marketplace Health Plan in 2021, or ever, and neither have my dependent children.  My return keeps getting rejected.  How do I get around this?

[JillS56]

Go back to Deductions and Credits > Medical  > select Affordable Care Act (Form 1095-A) > select Revisit or  Edit > on the next screen answer Yes or No to the question and click on Continue > the next screen says Did you receive Form 1095-A for your health insurance plan? > Answer No and click Continue > Click Continue.  Now run a review and hopefully this cleared the 1095-A from your return.

If the 1095-A is still present, then try going to Tax Tools > Tools > Delete a Form > Look for the 1095-A and 8962 and then delete both of these forms.   If they are not listed then they are not part of your return.

[Sh97]

This is exactly what I’m having a problem with keep getting rejected because of these two forms 

[Vanessa A]

Do you have a dependent on your return that was covered by insurance through the Marketplace?  If so, then you would need to include their 1095-A on your return, even if you did not pay the insurance. 

When you are rejected for not filing form 8962, it is because IRS records show you or a dependent on your return had insurance through the marketplace. 

If you or no one on your return definitely did NOT have coverage through the Marketplace at anytime in 2021, then you can go to your 1095-A section in TurboTax and enter $1 for the January Premium amount and the SLCSP. This will generate the form, but not affect your taxes.  It will let the IRS then update their records. 

To enter $1 for the 8962 select the following:

• Deductions and Credits
• Show more next to Medical
• Start or Revisit next to ACA
• Answer YES to did you receive a 1095-A
• Enter 0's for the Marketplace Identifiers and Policy numbers
• Enter $1 for January Premium and SLCSP.  Do not enter anything for the PTC
• Continue through and submit your return.

@Sh97

[xrey100]

This just worked for me.