1095-A Form

Forum|Forum|4 years ago
February 23, 2022
5 replies
43 views

Currently a dependent under my parent's taxes but for my ACA health insurance, I was put under independent (I pay my own health insurance apart from my parents). TurboTax won't let me E-File because they say there's and it must be fixed. What are my options?

TurboTax PLUS Online

JillS56

Level 10

In order to answer your question correctly please provide some additional information.

Are you sure it is the 1095-A that is preventing you from filing?

Why are your parent's claiming you as a dependent, but you had your own 1095-A.

Are you a full-time student?

Normally if you are a dependent then you would be under your parents' 1095-A and at tax time you would split out your portion of your parents' 1095-A and report it.

Could you check to make sure that it is the 1095-A that is preventing you from e-filing? What is the message you are getting?

SleepyMAuthor

Level 2

"Form 1095-A - Insurance Exchange (94628908): Recipient's SSN You have indicated you can be claimed as a dependent. This 1095-A must be reported on the tax return of the person who can claim the dependent exemption. Please delete this copy of Form 1095-A, and have the 1095-A reported on that person's tax return."

I was a full-time student, who graduated in December of 2021.

Thanks!

RaifH

Level 10

Even though you were the one that paid for the insurance and the policy is in your name, it must be included on your parents' return since they claimed you as a dependent. This also means their income will be taken into consideration when calculating the premium tax credit. If you had income during the year, they will have to add that to their return as well to calculate the modified adjusted gross income for the premium tax credit. For more information on the premium tax credit and the impact of household income, read this TurboTax article.

For your tax return, you have to delete Form 1095-A before it can be filed. To do this: