If you want to take money out of a retirement account in 2023, you do it in 2023--not 2024. And....better check with your financial institution to see how quickly they can process your request to take money out. If you wait until the weekend you might be out of luck. They likely do not process distributions on weekends.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**