What is the maxium income we can take for the year 2021 before we go to next tax level? Joint filing with retired husband

[DoninGA]

Not sure what you mean for next level, but here are the tax brackets for tax year 2021 - https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2021 Marginal Rates: For tax year 2021, the top tax rate remains 37% for individual single taxpayers with incomes greater than $523,600 ($628,300 for married couples filing jointly). The other rates are: 35%, for incomes over $209,425 ($418,850 for married couples filing jointly); 32% for incomes over $164,925 ($329,850 for married couples filing jointly); 24% for incomes over $86,375 ($172,750 for married couples filing jointly); 22% for incomes over $40,525 ($81,050 for married couples filing jointly); 12% for incomes over $9,950 ($19,900 for married couples filing jointly). The lowest rate is 10% for incomes of single individuals with incomes of $9,950 or less ($19,900 for married couples filing jointly).

[DoninGA]

Tax Brackets and Rates, 2021
Rate	For Unmarried Individuals	For Married Individuals Filing Joint Returns	Married filing separately	For Heads of Households
10%	$0 to $9,950	$0 to $19,900	$0 to $9,950	$0 to $14,200
12%	$9,951 to $40,525	$19,901 to $81,050	$9,951 to $40,525	$14,201 to $54,200
22%	$40,526 to $86,375	$81,051 to $172,750	$40,526 to $86,375	$54,201 to $86,350
24%	$86,376 to $164,925	$172,751 to $329,850	$86,376 to $164,925	$86,351 to $164,900
32%	$164,926 to $209,425	$329,851 to $418,850	$164,926 to $209,425	$164,901 to $209,400
35%	$209,426 to $523,600	$418,851 to $628,300	$209,426 to $314,150	$209,401 to $523,600
37%	$523,601 or more	$628,301 or more	$314,151 or more	$523,601 or more

[Opus 17]

Remember that moving into a higher tax bracket does not raise income tax rate on all your income, just the part over the bracket level. For example, if you are married filing jointly, and your taxable income is $82,000, that does not mean that the entire $82,000 is taxed at 22%, only the top $50. (Since the bracket starts at $81,050.) Also remember that taxable income is after the standard deduction, which will be $24,800, or $26,100 if one of you is over age 65. So you would not enter the 22% tax bracket until your gross taxable income was more than about $106,000.