Remember that moving into a higher tax bracket does not raise income tax rate on all your income, just the part over the bracket level. For example, if you are married filing jointly, and your taxable income is $82,000, that does not mean that the entire $82,000 is taxed at 22%, only the top $50. (Since the bracket starts at $81,050.)
Also remember that taxable income is after the standard deduction, which will be $24,800, or $26,100 if one of you is over age 65. So you would not enter the 22% tax bracket until your gross taxable income was more than about $106,000.
