Not covered by a retirement plan

[AnnetteB6]

The box 'covered by a retirement plan' does not have to be explicitly checked in order for TurboTax to see that you are covered by a retirement plan at work.  Take a look at items reported in box 12 of your W-2.  If you have deferrals into a retirement plan reported in box 12, then you are also covered by a retirement plan.

@db_help_please 

[dmertz]

Just keep deleting forms and worksheets from your test file until you find the one that is contributing to the marking of the box.

[db_help_please]

Hi @AnnetteB6 Thanks for jumping in. To summarize: 
No spouse and no items shown in box 12 or 13 of my W-2's.
Turbotax imported the W-2's, and the import does not show any entries for box 12 or box 13, but the IRA worksheet line 10 has an X indicating that I am covered by a retirement plan at work. The check box on the IRA worksheet can not be unchecked. I have not seen the question come up in easy step.  Where is TT getting the info and how can I correct it?  I did not have this issue last year, or previous years.  thank you.

db_help_please

 

[cjaenicke]

I had the same problem. Even though my W2 clearly had zeros for boxes 12 and 13, TurboTax misread it. To fix it I clicked on documents in the left column, found the problematic W-2, and clicked the edit option on the right.

[AmyC]

A business can have a retirement plan. If you have a k-1 or a business on your return, that could create an entry for covered by retirement plan. If you have no k-1, no business, nothing but a w2, delete the w2. Do not import it. Type it in manually.

@db_help_please 

[salvarez]

Turbo Tax made the SAME mistake for us :( ... Thank you for solving this @cjaenicke 

[lambda13]

I found that even though the *paper* version of my W-2 I received did not have Box 13 (Retirement plan) checked, the electronic version TurboTax imported from ADP did have it checked.  I did find a place to uncheck the option in TurboTax which though I "was covered by employer retirement plan".  Unfortunately, as soon as I saved/exited/restarted TurboTax, the software again silently lost my IRA contribution deduction.

To fix, I went directly to the "forms", selected my W-2, unchecked Box 13, saved/exited/restarted, and this time my IRA contribution was being honored correctly in TurboTax.

[msimon21]

had the same frustrating issue and after some digging, i found the issue [ atleast for my case ]. if you go to;

>> forms

>> open forms

>> search 'IRA' 

>> open the IRA contribution wks

>> up top there's a 'QuickZoom' button for the Keogh, SEP and SIMPLE contributions section, click on that

>> now under this section, there's checkboxes for BOTH you and spouse, uncheck the box you do not want

this should get the checkbox under covered by a workplace retirement plan unchecked.

hope this helps.

thanks