I thought we were getting a 6,000.00 no tax on social security credit this year?

[DoninGA]

Standard deductions for 2025

Single - $15.750 add $2,000 if age 65 or older
Married Filing Separately - $15,750 add $1,600 if age 65 or older
Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
Head of Household - $23,625 add $2,000 if age 65 or older

New Bonus Standard Deduction (OBBB):
An additional $6,000 deduction for taxpayers 65 and older.
This is per eligible individual, meaning a married couple both over 65 could get $12,000.
Important: This bonus deduction is temporary, lasting from 2025 through 2028.
Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

The additional $6,000 is calculated on Schedule 1-A with the amount flowing to Form 1040 Line 13b.

[rjs · Accepted solution]

The $6,000 Deduction for Seniors is a deduction, not a credit. It has nothing to do with your Social Security benefits. It's based only on your age. The Deduction for Seniors is intended as a substitute for the campaign promise of no tax on Social Security, but there is no actual change in the tax on Social Security benefits.

The Deduction for Seniors is calculated in Part V of Schedule 1-A and it is included in the total additional deductions on line 13b of Form 1040 or 1040-SR.

The $6,000 is a maximum. Not everyone gets the full $6,000. Your deduction will be less than $6,000 if your income is above the phase-out threshold that DoninGA mentioned. The amount of your Deduction for Seniors is on Schedule 1-A line 37.

[VolvoGirl]

The new 6,000/12,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e. Turbo Tax automatically includes it if you qualify.  And your Social Security can still be taxable as before.  

The maximum deduction is $6,000 for each person 65+. The phaseout is 6% of the amount by which MAGI exceeds $75,000 for single or $150,000 for married filing jointly (MFJ). The MAGI is normally the same as your AGI but with some Foreign items from Form 2555 added back in. On a joint return the phaseout is calculated separately for each person, so the 6% phases out for each spouse.