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nelleasrep
Returning Member

I am retired, 74 and only income is social security. Must I file?

I received one stimulas check also.
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3 Replies

I am retired, 74 and only income is social security. Must I file?

If the Social Security benefits are the only income to be reported on the 2022 tax return, there is no need to file a 2022 tax return.  Unless you had federal income taxes withheld from the SS income then you should file for a tax refund.

BillM223
Expert Alumni

I am retired, 74 and only income is social security. Must I file?

It is unlikely that you will have to file a return. However, to be sure, take a look and fill in this IRS Interactive Tool: Do I have to File a Tax Return? This will give you an exact answer based on your SS income.

 

 

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I am retired, 74 and only income is social security. Must I file?

 

If the Social Security benefits  is your ( and your spouse’s if married) only income then  there is no need for you to file a  tax return UNLESS one or more of these apply :

 

  • You had federal/state taxes withheld that can be refunded
  • You received advance premium tax credit for health insurance from the ACA Marketplace (aka "Obamacare") 
  • You took money out of Health Savings Account (HSA) or Medical Savings Account (MSA).
  • You are married filing a separate return from your spouse and you lived together during the tax year OR   you are filing a joint return and the spouse has income other than SS benefits.

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