How does Turbo Tax handle Qualified Contribution Distributions on the 2020 version?

[jaynaa]

I am 73 and last year had my RMD sent as a QCD to a charity. This year while filing my taxes w/ turbotax I could not get the program to designate the QCD and I was never asked any questions about this being a QCD. I checked that my profile had the correct  birthdate which should show the program that I am old enough to be asked the question.   Any thoughts?

[DoninGA]

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@jaynaa wrote:

I am 73 and last year had my RMD sent as a QCD to a charity. This year while filing my taxes w/ turbotax I could not get the program to designate the QCD and I was never asked any questions about this being a QCD. I checked that my profile had the correct  birthdate which should show the program that I am old enough to be asked the question.   Any thoughts?

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Did you check the box labeled IRA/SEP/SIMPLE so the QCD questions would be asked after you completed entry of the Form 1099-R?

[dunnbob]

Turbotax requires information in Form 4852 when there is a QCD. It calls for filling Line 10 with "Explain your efforts to obtain Form W-2. 

Turbotax should call for Form 4852 Line 9: How did you determine the amounts on Line 7 of Form 4852?

[MarilynG1]

Unless you indicated that you are preparing a 'Substitute 1099-R' you should not have Form 4852.

When entering your 1099-R with IRA indicating and then that 'all of this distribution was RMD', the next screen asks about transferring all or part of the distribution to charity. 

If you can give more details, we'll try to help. 

@dunnbob 

[dunnbob]

I received a regular 1099-R  and entered it. 

I figured out that I erroneously checked the “I need to prepare a substitute 1099 R” box.

The problem is that once you are past the “Tell us which 1099 are you have” screen, you cannot get back to the “Tell us which 1099 you have” screen using the edit button.

The only way to fix this kind of error is to delete the 1099-R entirely and Add the 1099-R again.  

The turbotax edit button should take you back to the “Tell us which 1099 are you have” screen.

[jjjrpl]

But how does Turbo tax report qcds in my state (Massachusetts( return?  How do we get Massachusetts credit for portions of my and my wife's IRA rmds that we used as qcds?  thanks  JJJRPL

[AbrahamT]

When you enter the qcd in the federal input through your 1099R , it will seamlessly flow through to your Ma return on Sch X like this

In your federal input, enter your 1099r information as shown on the form you received, hit enter, enter till you get to this screen

then next screen, click I had all my distribution transferred to charity.

this will flow through to the Sch X as illustrated above.