Do you have to file if your income under 24k and on only social security?

[stormdaisy1951]

Do l have to file my taxes if l make less than 24k and only receive Social Security?

[DoninGA]

If the Social Security benefits are the Only income to be reported on the tax return, then there is no reason or need to file a tax return.

[VolvoGirl]

If you only get Social Security or SSDI it is not taxable and you don't have to file a return.  If you are married and your spouse has income you do have to file the Social Security.  

[Vanessa A]

If your income is ONLY $24,000 of Social Security, then no, you would not need to file.

If your income is $24,000 in addition to Social Security, then yes, you would need to file a return. 

Basically if your taxable income is more than your standard deduction below, you will need to file a tax return.

The 2023 Standard Deductions are as follows:

• Married Filing Joint (MFJ)              $27,700
• Married Filing Separate (MFS)      $13,850
• Head of Household (HOH)             $20,800 
• Single                                                     $13,850
• Both over 65 MFJ                           
• Over 65 Single                                 
• Over 65 HOH                                 

Blind and MFJ or MFS add $1,500

Single or HOH if blind add $1,850

If you fall into the following, 85% of your social security is taxable income

• Single with income above $34,000
• Married Filing Jointly with income above $44,000
• Married Filing Separate regardless of income

If you fall into the following, 50% of your social security is taxable income

• Single with combined income between $25,000-$34,000
• Married Filing Jointly with combined income between $32,000 and $44,000

Your combined income is calculated by adding your

• AGI plus
• Nontaxable Interest plus
• 1/2 of your social security Benefits

Social Security Benefits Taxes