I am having difficulting understanding your post because an "EIN" is an "Employer Identification Number". Landlords have investment property unlike a major investor like a Real Estate Co. or investment Co,, and you just have a few rentals, I suspect you will identify your business entity aa a sole proprietor with no other owners and you personally control or make the decisions as apposed to a board of directors and have no "employees" where you have to pay into their SS benefits, deduct taxes and pay quarterly. You can add an LLC to your sole propriatorship rental business which limits your liability to your rental(s), but be sure to know all the drawbacks too. As a sole propriator, you just use your SS# as your ID. If you are paying "non licensed contractors" over a specified amount per tax code, you have to do a 1099 on them, which means you need their tax ID, they may give you an EIN if not, a SS#. If you paid a "Licensed Contractor" aka ROC, you don't need to report a 1099 on them. If you want, to increase your coverage and on more than one property that covers your home, car and rentals too (mine required I increased my car liability too), but there are limits and still leaves your personal property at risk! I have a 2 million umbrella policy for about 35.99, increased car insurance liability to 250,000 so that increased too.
