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Generally, TurboTax will choose the most beneficial deduction for you to use. If TurboTax is telling you to take the Standard Deduction over itemizing your deductions, it's possible that the box to take the standard deduction was inadvertently checked.   Sometimes taking the Standard Deduction on your federal return results in a better overall tax position when combining your federal and state tax returns. Or if the standard deduction already reduces your taxable income to zero, itemizing provides no real benefit.   You could try manually changing your deduction from the Standard Deduction to Itemized Deductions using the instructions below to see the overall impact.      If you are using TurboTax Online: In your left panel scroll down to "Tax Tools" Click on "Tools" Click on the box "Topic Search" In the box that says "I'm looking for:" type in "Standard Deduction" This will take you to the page "Based on what you told us..." Here you can change your deduction by clicking the box "Change my Deduction"  If you are using TurboTax Desktop: Go to "Federal Taxes" tab in the gray bar at the top of your screen Select the "Deductions & Credits" tab (under Federal Taxes in the gray bar at the top of your screen Click on "I'll Choose What to Work On" Select "Continue" at the bottom of the page Select "Continue" on the next page that says "Let's Check Your Deductions and Credits" Select "Continue" on the next page that says "Here Are Your 2025 Deductions & Credits" The following page will give you the opportunity to change your deduction by clicking on the box "Change my deduction" Also, you can review your Tax Summary. It will allow you to see what is happening on the return and review the calculations. You can make changes and then view it again.   To do this:  Click on Tax Tools in the left panel of your TurboTax screen, then click Tools.  Choose View Tax Summary and then click on Preview my 1040.  If you are using TurboTax Desktop, you can switch to Forms Mode by clicking on Forms at the top right of your TurboTax screen.  Then scroll down your list of forms on your left to find Tax Summary.   Click here for information on changing your deduction.    Click here for Standard Deduction vs. Itemized Deductions: Which Is Better?    Please return to Community if you have any additional information or questions and we would be happy to help.  

The RMD in question was for a 401K.  No distribution occurred in 2024 (the first year of the RMD) so no 1099R was issued in 2024.  box 1 of the 2025 1099R includes the sum of the RMD amounts for 2024 and 2025.  Will the IRS just look at the amount for 2025 and figure out that it also covers 2024? Thanks, Mark

Hi,  I have a 1099 from E*Trade that includes one transaction under the "Noncovered Securities with Undetermined Holding Period" category. It has the correct "proceeds" amount and "date sold" but does NOT have the "date acquired" or "Cost or Other Basis".  This transaction involved an ETF that issues a K-1 (and I have that as well). It is a publicly traded partnership (PTP).   I am not certain how to handle in TurboTax. Do I change the blanks for the date acquired and "cost basis" to the actual numbers?  I do know them and they are documented under my E*Trade portfolio transaction history.   Do I need to manually complete a form 8949 for just that transaction and mail to the IRS? Is this required whether I edit the transaction history in TurboTax or not?

I entered all my 1099-B data (long and short term cap gains) as well as 1099-DIV.  The long term capital gains were double counted on schedule B, both in short term and long term, then double reported as well on 1040 increasing my AGI. 

Yes, you can use the 1040NR and Schedule A to answer the questions about last years taxes.  You will find this on line 1 of your Schedule A(1040NR).  You would not need a conversion, you can just look for the same line info such as "state and local income taxes" or Other Itemized Deductions, etc.  Match the words instead of the line numbers.    Since you filed a 1040NR last year and you itemized, any portion of your state or local taxes that were used to lower your tax liability that was refunded to you, would be included in your taxable income.   Since the SALT Cap last year was $10,000, any taxes paid over $10,000 would not have lowered your taxable income.  So if you had a refund of $1,000 but you had taxes on line 1 of $11,000, the $1,000 refund would not be taxable income this year as it would not have been used to lower your taxable income. 

DianeW777,   There isn't really a way to "remove the information for the 2026 estimated tax". The only option that TT gives me when I "Revisit"  "Form W4 and Estimated Taxes" is a toggle to choose between "W-4" and "Estimates". I can't select none. That said, for test purposes I've switched it to "W-4" and in that flow I've removed my estimated W-2 earnings for 2026, finished the flow, and logged out. I've then logged back in on a different browser that I've never used before for TT (so it can't have any cookies or other saved information for TT), switched back to "Estimates", and added estimated W-2 earnings for 2026 again. In the end I get the exact same result as before, where it's using the 2025 W-2 for 2026 estimated taxes, instead of using the W-2 estimates for 2026 that I provided.   Of course I could just fill out a freshly printed form 1040-ES from the IRS with my own numbers, but the point was to cajole TT to actually use the right information to get it to compute the right numbers for the 1040-ES it prints.

You can review your tax return in TurboTax without filing immediately. You can preview your Form 1040 and check for any errors. However, TurboTax typically requires you to pay all fees before you can access the final, complete return to review and sign it.   To see the full, finalized PDF (including your state return(s)), you generally must pay your TurboTax fees first. You can pay using a credit card to do this to review it beforehand   You can just stop before the final "File" section of the interview process and not actually submit your return.   To preview your tax return, you can:    For TurboTax Desktop: Click on Forms at the top right of your TurboTax program to  switch to Forms Mode, and then Scroll through your forms in the left panel and  Click on the form you want to preview (Form 1040) For TurboTax Online:  Go to "Tax Tools" in your left panel, Select "Tools" and then  Select "View Tax Summary" and  Select "Preview Form 1040"   See also:   How do I preview my TurboTax Online return before filing?   How do I preview my return in the TurboTax Desktop software?   Please return to Community if you have any additional information or questions and we would be happy to help.

  I have not spent so much time debugging TT Home and Business but it seems that I have exactly the same problem with 1095-A Form.  My numbers did not change almost at all since 2024 and I got  good return filing almost exactly the same 1095-A.  This year, it seems it was not taken into account at all.  I went back to 2023 and it seems in 2023 it was not taken into account at all.     My question is, has IRS changed the rules or what is going on with TT?  Also, I noticed that  PERSONAL->Personal Income->Other Interest and Dividends  is stuck to second choice: "Received interest payments from seller-financed mortgage .....".  This is  obviously a programming error.   Maybe TT cannot handle anything more complex than 1040 any more.  

In my test return, Massachusetts is generating Form 1, Resident Income Tax Return in TurboTax Desktop properly.  I would suggest that you double-check your entries in the Personal Info section to verify that you indicated you were a full-year resident of MA and did not live in any other states in 2025.    If the info is correct, delete your MA return (File > Remove State Return) and step through the state interview screens from the beginning.   In FORMS mode, check your Massachusetts Information Worksheet, Part II  to see that 'Form 1, Resident Tax Return' is checked.    If you had income or paid tax to another non-resident state, prepare that state return first to get proper credit in your MA return.   If you're using TurboTax Online, delete your state return, close the program, clear your Cache and Cookies, open TurboTax and step through the Massachusetts interview again.   @andlynw   

I have not encountered this issue. either when I posted here back in February or today. Another user noted that as of February 22nd the issue stopped appearing.   In order for us to troubleshoot the issue, you can send us a “diagnostic” file that has your “numbers” but not your personal information. If you would like to do this, here are the instructions for TurboTax Desktop users:   From the black bar at the top of your screen, select Online Click Send Tax File to Agent Click Send on the message that pops up TurboTax will create a "sanitized" copy of your return information with no personal info Post the full token number here in this thread We will then be able to review your file to see what you are seeing, and we can determine what is going on in your return and provide you with a suggested resolution.  @londone14