If you aren't seeing a code W in box 12 of your 2024 W2, it only means that you didn't have any contributions to your HSA through payroll deduction. You can still contribute to your own of course.
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If you aren't seeing a code W in box 12 of your 2024 W2, it only means that you didn't have any contributions to your HSA through payroll deduction. You can still contribute to your own of course.
I was using a mock return in the desktop version of TurboTax and used the section you highlighted to get a $4000 contribution to an HSA. On the screen for "Let's enter your HSA contributions", I put in the personal contributions box $4000, then went to the the next screen and select Yes for being covered by a HDHP in 2025. The next screen "Do any of these situations apply to [name]?" has situations that could affect the ability to make a full or even partial contribution - I had none of those checked, but if you have any of those checked, that could affect the level of the contribution you could make. For "What type of HDHP coverage did [name] have during 2025?", I checked a self only plan every month of the year. If you select the "Different plan types" that may also affect your contribution level. After that screen, I get a "Your HSA Summary" screen showing a $4000 deduction.
There are many factors that could influence the level of the HSA deduction you can take. If you want us to take a closer look at this, I'd recommend sending us a diagnostic file, which is a copy of your tax return data that has your personal information removed. You can send one to us by following the directions below:
TurboTax Online:
Sign into your online account.
Locate the Tax Tools on the left-hand side of the screen.
A drop-down will appear. Select Tools
On the pop-up screen, click on “Share my file with agent.”
This will generate a message that a diagnostic file gets sanitized and transmitted to us.
Please provide the Token Number that was generated in the response.
TurboTax Desktop/Download Versions:
Open your return.
Click the Online tab in the black bar across the top of TurboTax and select “Send Tax File to Agent” *
This will generate a message that a diagnostic copy will be created. Click on OK and the tax file will be sanitized and transmitted to us.
Please provide the Token Number (including the dash) that was generated in the response.
*(If using a MAC, go to the menu at the top of the screen, select Help, then, “Send Tax File to Agent”)